3872 Cameo Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3872 Cameo Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1984
Lot Size	0.416 acres (18,104 sqft)
Owner	Individual Name on Record
Last Sale	$284,000 (Dec 2002)
Tax Bill	$4,570 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`166-701-23-00`

Property Details

APN / Parcel Number

Primary APN	`166-701-23-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,328 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	18,104 sqft (0.416 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3872 CAMEO DR
City	OCEANSIDE
State	CA
Zip	92056-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 91 TR 009331
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	009331
Legal Block	1
Legal Lot Number	91
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3872 CAMEO DR, OCEANSIDE, CA 92056-3308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2002 · Amount on Record
Deed Sale	Dec 2, 2002 · Amount on Record
Prior Sale	Mar 23, 1994 · Amount on Record
Deed Document Number	20021083770
Last Transfer Date	Jan 18, 2016
Transfer Doc	0000037500
Record Updated	Sep 20, 2026

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 25, 2017
Property Address	3872 CAMEO DR, OCEANSIDE, CA 92056-3308
Document Number	0000037500
Map Reference	MAP9331
Instrument Date	Jan 18, 2016
Instrument	2017-0037500
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3872 CAMEO DR, OCEANSIDE, CA 92056-3308

Mortgage

Document Number	0000037501
Date	Jan 25, 2017
Instrument	2017-0037501

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$419,534 (+2%) Land $265,903 Building $153,631
2025	$4,570.00 (+5.25%) Homeowner's exemption	$411,309 (+4.04%) Land $260,690 Building $150,619
2023	$4,342.00 (+1.57%) Homeowner's exemption	$395,339 Land $250,568 Building $144,771
2022	$4,275.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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