38714 Centennial Rd, Dade City, FL 33525 Property Records

Pasco County property record for 38714 Centennial Rd, Dade City, FL 33525

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Aug 2026)
Tax Bill	$812 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-25-21-0010-00300-0011`

Property Details

APN / Parcel Number

Primary APN	`23-25-21-0010-00300-0011`
Alternative APN	`2125230010003000011`

Exterior

Lot Area	45,302 sqft (1.04 acres)

Location & Zoning

Street Address	38714 CENTENNIAL RD
City	DADE CITY
State	FL
Zip	33525
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AR
Legal Description	ZEPHYRHILLS COLONY COMPANY PB 1 PG 55 POR TRACT 3 DESC AS EAST 1/2 OF FOLL DESC NE 1/4 OF NE 1/4 OF NW 1/4 OF NE 1/4 LESS NORTH 30.00 FT & LESS EAST 30.00 FT THEREOF
Legal Range	21E
Legal Township	25S
Legal Section	23
Legal Subdivision	ZEPHYRHILLS COLONY COMPANY LANDS
Legal Tract	3
Legal Block	3
Legal Lot Number	11
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	1
Census Block	1032
Census Tract	32802

Owner

Source: Pasco County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12134 KNOTTY PINE LOOP, SAN ANTONIO, FL 33576-4805
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage SAN ANTONIO CITIZENS FEDERAL CREDIT UNION
Sep 30, 2021	Warranty Deed, Transfer VETERANS ESCROW AND TITLE SERVICES, VETERANS ESCROW & TTL SVCS L
Jan 14, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	2026162386
Deed Book / Page	11484 / 2232
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 27, 2026
Property Address	38714 CENTENNIAL RD, DADE CITY, FL 33525
Document Number	0000162386
Book / Page	11484 / 2232
Instrument Date	Aug 18, 2026
Instrument	2026162386
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE, LARKIN & LARKIN TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109,585.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162387,
Date	Aug 27, 2026
Instrument	2026162387

Lender

Name	SAN ANTONIO CITIZENS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 30, 2021
Property Address	38714 CENTENNIAL RD, DADE CITY, FL 33525-1637
Document Number	0104502336
Book / Page	10450 / 2336
Map Reference	MB 1 PG 55
Instrument Date	Sep 24, 2021
Instrument	2021208933
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	VETERANS ESCROW AND TITLE SERVICES, VETERANS ESCROW & TTL SVCS L

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38735 CENTENNIAL RD, DADE CITY, FL 33525-1600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32704 WINDELSTRAW DR, WESLEY CHAPEL, FL 33545-9140

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 14, 2021
Property Address	38714 CENTENNIAL RD, DADE CITY, FL 33525-1637
Document Number	0102580137
Book / Page	10258 / 137
Map Reference	MB 1 PG 55
Instrument Date	Jan 8, 2021
Instrument	2021008547
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38700 CENTENNIAL RD, DADE CITY, FL 33525-1637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7923 SABAL DR, TEMPLE TERRACE, FL 33637-6516

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,018 (-0.6%) Land $44,778 Building $3,240	$48,018 (-0.6%) Land $44,778 Building $3,240
2025	$812.00 (-1.46%)	$48,306 (-1.18%) Land $44,778 Building $3,528	$48,306 (-1.18%) Land $44,778 Building $3,528
2023	$824.00 (+17.38%)	$48,882 (+9.17%) Land $44,778 Building $4,104	$48,882 (+9.17%) Land $44,778 Building $4,104
2022	$702.00	$44,778	$44,778 Land $44,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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