3871 Settle Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3871 Settle Rd, Cincinnati, OH 45227 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1940
Square Footage	1,692 sqft Living Area
Lot Size	7,231 sqft (0.166 acres)
Occupancy	Owner Occupied
Last Sale	$440,000 (2023)
Tax Bill	$11,516.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`527-0040-0145-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,692 sqft Living Area
1st Floor	1,065 sqft 1st Floor
2nd Floor	627 sqft 2nd Floor
Upper Floors	627 sqft Upper Floors
Basement Area	844 sqft Basement
Finished Basement	468 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	7,231 sqft (0.166 acres)
Depth X Width	145 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	231 sqft Garage
Patio Area	130 sqft Patio
Porch	1 Porch
Porch Area	91 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3871 SETTLE RD
City	CINCINNATI
State	OH
Zip	45227-3021
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3871 SETTLE RD 50 X 145 LOT 120 PT 119 HOMEWOOD SUB PARS 145-146 CONS
Legal Subdivision	HOMEWOOD SUB
Legal Lot Number	120
Jurisdiction	HAMILTON OH
Minor Civil Division	MARIEMONT
Census Blockgroup	3
Census Block	3016
Census Tract	24800

Owner

Source: Hamilton County records · APN 527-0040-0145-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3871 SETTLE RD, CINCINNATI, OH 45227-3021
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jul 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Apr 01, 2019	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 05, 2019	Trustee's Deed, Construction Loan · Building or Construction Mortgage MONTAUK FNDG GRP LLC
Aug 22, 2018	Warranty Deed, Construction Loan · Line of Credit 5 ARCH FNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 05, 2023 · Amount on Record
Deed Sale	Apr 05, 2023 · Amount on Record
Prior Sale	Apr 01, 2019 · Amount on Record
Deed Doc Number	0000022817
Deed Book / Page	14888 / 967
Record Refreshed	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 05, 2023
Property Address	3871 SETTLE RD, CINCINNATI, OH 45227-3021
Document Number	0000022817
Book / Page	14888 / 967
Map Reference	MB 32 PG 42&43
Instrument Date	Mar 31, 2023
Instrument	2023-0022817
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314

Mortgage

Document Number	0000022818
Date	Apr 05, 2023
Instrument	2023-0022818

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 01, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	11.7%
Index	52-Week T-Bill (1-Year)
Max Rate	11.7%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3871 SETTLE RD, CINCINNATI, OH 45227-3021
Document Number	0000074346
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 03, 2020
Title Company	NTC - KEY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 SETTLE RD CINCINNATI OH 452273021, CINCINNATI, OH 45227-3021

Mortgage

Document Number	0000074346
Date	Jul 29, 2020
Book Page	014220/002535
Instrument	74346

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2035

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 01, 2019
Property Address	3871 SETTLE RD, CINCINNATI, OH 45227-3021
Document Number	0000023976
Book / Page	13886 / 02512
Map Reference	MB 32 PG 42&43
Instrument Date	Mar 29, 2019
Instrument	2019-0023976
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 SETTLE RD, CINCINNATI, OH 45227-3021

Mortgage

Document Number	0000023977
Date	Apr 01, 2019
Instrument	2019-0023977

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 05, 2019
Property Address	3871 SETTLE RD, CINCINNATI, OH 45227-3021
Book / Page	013846 / 000626
Instrument Date	Jan 31, 2019
Instrument	9190
Transaction Type	Construction Loan
Record Updated	Mar 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4009 BEECHWOOD AVE CINCINNATI OH 452291409, CINCINNATI, OH 45229-1409

Mortgage

Document Number	0000009190
Date	Feb 05, 2019
Book Page	013846/000626
Instrument	9190

Lender

Name	MONTAUK FNDG GRP LLC
Address	PATCHOGUE, NY 11772

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 04, 2020

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 22, 2018
Property Address	3871 SETTLE RD, CINCINNATI, OH 45227-3021
Document Number	0000053500
Book / Page	013695 / 000770
Instrument Date	Jun 14, 2018
Instrument	53500
Transaction Type	Construction Loan
Record Updated	Jan 29, 2019
Title Company	TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4009 BEECHWOOD AVE CINCINNATI OH 452291409, CINCINNATI, OH 45229-1409

Mortgage

Document Number	53501
Date	Aug 22, 2018
Book Page	013695/000772
Instrument	53501

Lender

Name	5 ARCH FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 21, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mariemont Village
Unified School District	Mariemont City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,516.00 (+2.31%)	$163,517 (-) Land $58,338 Building $105,179
2024	$11,256.00 (+8.42%)	$163,517 (-) Land $58,338 Building $105,179
2023	$10,382.00 (+16.04%)	$163,517 (+37.01%) Land $58,338 Building $105,179	$467,190 (+37.01%) Land $166,680 Building $300,510
2022	$8,947.00 Homeowner's exemption	$119,350 Land $48,160 Building $71,190
2020			$341,000 Land $137,600 Building $203,400

3871 Settle Rd, Cincinnati, OH 45227 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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