3871 S Orr Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 3871 S Orr Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1996
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Aug 2013)
Tax Bill	$2,760 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-11-3-07-3004-000`

Property Details

APN / Parcel Number

Primary APN	`26-11-3-07-3004-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3871 S ORR RD
City	HEMLOCK
State	MI
Zip	48626-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW CORN OF SEC 7 TH N 671.46 FT TH E 497.10 FT TH S 370.3 FT TH W 450 FT TH S 300 FT TO S SEC LINE TH W 41.02 FT TO
Legal Range	03E
Legal Township	11N
Legal Section	07
Jurisdiction	SAGINAW MI
Township / Civil Division	SWAN CREEK
Census Block Group	2
Census Block	2020
Census Tract	11902

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3871 S ORR RD, HEMLOCK, MI 48626-8739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION ONE
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS PROFESSIONAL CU
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS PROFESSIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2013 · Amount on Record
Deed Sale	Aug 19, 2013 · Amount on Record
Prior Sale	Dec 27, 2000 · Amount on Record
Deed Document Number	201327297
Deed Book / Page	2741 / 162
Last Transfer Date	May 15, 2024
Transfer Doc	0000012824
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3871 S ORR RD, HEMLOCK, MI 48626-8739
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 S ORR RD, HEMLOCK, MI 48626-8739

Mortgage

Document Number	0000016949
Date	Jun 13, 2022
Instrument	2022016949

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 23, 2042

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3871 S ORR RD, HEMLOCK, MI 48626-8739
Document Number	0000014652
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 S ORR RD HEMLOCK MI 486268739, HEMLOCK, MI 48626-8739

Mortgage

Document Number	0000014652
Date	May 30, 2019
Instrument	14652

Lender

Name	CONSUMERS PROFESSIONAL CU
Type	Credit Union
Address	LANSING, MI 48906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3871 S ORR RD, HEMLOCK, MI 48626-8739
Document Number	0000024329
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 S ORR RD HEMLOCK MI 486268739, HEMLOCK, MI 48626-8739

Mortgage

Document Number	0000024329
Date	Sep 20, 2018
Instrument	24329

Lender

Name	CONSUMERS PROFESSIONAL CU
Type	Credit Union
Address	LANSING, MI 48906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Swan Creek Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,500 (+55.79%)	$253,000 (+55.79%)
2025	$2,760.00 (+22.67%) Homeowner's exemption
2023		$81,200	$162,400
2022	$2,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: LakeNet.

Cell Coverage

5G (outdoors only) and 4G LTE

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