Burke County property record for 3871 NC 126, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,225 sqft · built 1965 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Oct 2019) |
| Tax Bill | $1,714 (2026) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1764293539 |
| Primary APN | 1764293539 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| Basement Area | 925 sqft |
| Finished Basement | 925 sqft |
| Flooring | Carpet |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 119 sqft |
| Patio Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3871 NC 126 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 3871 NC 126 MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LINVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20203 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3871 NC 126, MORGANTON, NC 28655-9575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 10, 2019 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on Record |
| Deed Sale | Oct 22, 2019 · Amount on Record |
| Prior Sale | Jan 10, 2019 · Amount on Record |
| Deed Document Number | 20192017033515 |
| Deed Book / Page | 2430 / 970 |
| Prior Transfer Date | Mar 12, 2019 |
| Prior Transfer Doc | 0023940682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 22, 2019 |
| Property Address | 3871 NC 126, MORGANTON, NC 28655-9575 |
| Document Number | 0024300970 |
| Book / Page | 2430 / 0970 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 2017033515 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1583 BISHOP DR, 1583, LINCOLNTON, NC 28092-7494 |
| Name | Verified Name |
|---|---|
| Address | 3871 NC 126, MORGANTON, NC 28655-9575 |
| Document Number | 0024300973 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 2430/0973 |
| Instrument | 2017033516 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 10, 2019 |
| Property Address | 3871 NC 126, MORGANTON, NC 28655-9575 |
| Document Number | 0023830758 |
| Book / Page | 002383 / 000758 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 23660 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1583 BISHOP DR LINCOLNTON NC 280927494, LINCOLNTON, NC 28092-7494 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,714.00 (+0.29%) | $254,678 (-) Land $25,069 Building $229,609 | $254,678 (-) Land $25,069 Building $229,609 |
| 2025 | $1,709.00 (-0.47%) | $254,678 (-) Land $25,069 Building $229,609 | $254,678 (-) Land $25,069 Building $229,609 |
| 2023 | $1,717.00 | $254,678 Land $25,069 Building $229,609 | $254,678 Land $25,069 Building $229,609 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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