3871 Mill Rd, Mount Eden, KY 40046 Property Records

Spencer County property record for 3871 Mill Rd, Mount Eden, KY 40046

Property Summary

Property TypeFarm - Irrigated or Dry
Details1,287 sqft · built 2001
Lot Size15.2 acres (663,854 sqft)
Owner2 Individual Names on File
Tax Bill$1,565 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN46-11-03

Property Details

APN / Parcel Number

Primary APN46-11-03
Alternative APNs
  • 77801
  • 7780

Interior

Stories1 Story
Building Area1,287 sqft Living Area

Exterior

Year BuiltBuilt 2001
Architectural StyleLog Home
Exterior MaterialMetal
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialMetal
Lot Area663,854 sqft (15.2 acres)
Garage TypeAttached
Parking Spaces5 Parking Spaces

Location & Zoning

Account Number77801
Street Address3871 MILL RD
CityMOUNT EDEN
StateKY
Zip40046-8022
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionHERBERT STEVENS FM DIV/TR 3/15.24 ACRES
Legal SubdivisionSTEVENS FM DIV
Legal Tract3
JurisdictionSPENCER KY
Township / Civil DivisionTAYLORSVILLE
Census Block Group2
Census Block2012
Census Tract80200

Owner

3871 Mill Rd, an agricultural property, is owned and occupied by two individuals.

Source: Spencer County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address3871 MILL RD, MOUNT EDEN, KY 40046-8022
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER KY
Property Address3871 MILL RD, MOUNT EDEN, KY 40046-8022
Transaction TypeMortgage
Record UpdatedApr 19, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number504/570
DateApr 9, 2019
Book Page504/570
Instrument211286
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3871 Mill Rd was $1,565 with a homeowner's exemption.

Source: Spencer County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountySpencer County
Unified School DistrictSpencer County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,565.00 Homeowner's exemption$210,500 Land $210,500$340,000 Land $150,000 Building $190,000
2023$1,599.00 Homeowner's exemption$209,200 Land $19,200 Building $190,000$340,000 Land $150,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3871 Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3871 Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Bluegrass Fiber
Fixed Wireless
250 / 50
All Points Broadband
Fixed Wireless
10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Mill Rd

Nearby Streets

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