3871 Locust Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 3871 Locust Rd, Decorah, IA 52101

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,680 sqft · built 2007
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$3,014 (2026)
Flood ZoneZone X (minimal risk)
APN040810000800

Property Details

APN / Parcel Number

Primary APN040810000800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
Basement Area1,680 sqft
Unfinished Basement1,680 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3871 LOCUST RD
CityDECORAH
StateIA
Zip52101-6868
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT A NW 1/4
Legal Range07W
Legal Township100
Legal Section08
Legal Lot NumberA
JurisdictionWINNESHIEK IA
Township / Civil DivisionHIGHLAND
Census Block Group1
Census Block1006
Census Tract950100

Owner

3871 Locust Rd, a rural home, is owned and occupied by two individuals.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3871 LOCUST RD, DECORAH, IA 52101-6868
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 3871 Locust Rd was $3,014 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,014.00$281,690 (-) Land $1,080 Building $280,610$281,690 (-) Land $1,080 Building $280,610
2025$3,014.00 (+7.64%) Homeowner's exemption$281,690 Land $1,080 Building $280,610$281,690 Land $1,080 Building $280,610
2024$2,800.00
2023$244,770 (+15.41%) Land $800 Building $243,970$244,770 Land $800 Building $243,970
2022$2,646.00 Homeowner's exemption Additional exemption filed$212,080 Land $640 Building $211,440
2021$212,080 Land $640 Building $211,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3871 Locust Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3871 Locust Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Mabel Cooperative Telephone Company
Fiber
200 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Rd

Nearby Streets

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