St. Clair County property record for 3871 Jack Pine Ln, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,621 sqft · built 1990 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $273,000 (Dec 2024) |
| Tax Bill | $5,723 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-521-0055-000 |
| Primary APN | 74-06-521-0055-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| 1st Floor Area | 1,621 sqft |
| Basement Area | 1,621 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3871 JACK PINE LN |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-8631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 56 & N 20 FT LOT 55 NORTHERN WOODS SUBDIVISION |
| Legal Subdivision | NORTHERN WOODS SUBDIVISION |
| Legal Lot Number | 55-56 |
| Legal Unit | 56,55 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 629000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3871 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Apr 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Jan 11, 2022 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Feb 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2024 · Amount on Record |
| Deed Sale | Dec 11, 2024 · Amount on Record |
| Prior Sale | Sep 28, 2023 · Amount on Record |
| Deed Document Number | 202421849 |
| Deed Book / Page | 5772 / 974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 28, 2023 |
| Property Address | 3871 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Document Number | 0005658177 |
| Book / Page | 5658 / 177 |
| Map Reference | LB 87 PG 5&6 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 2023017225 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,815.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3871 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Name | Verified Name |
|---|---|
| Address | 6991 MAPLECREST DR SE, GRAND RAPIDS, MI 49546-9208 |
| Document Number | 0000565484 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 5654/84 |
| Instrument | 2023016267 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3871 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3871 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Document Number | 0005285857 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 5285/857 |
| Instrument | 2020031178 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3871 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005043773 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 5043/773 |
| Instrument | 2019006103 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3871 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3871 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Document Number | 0005473599 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 5473/599 |
| Instrument | 2022000804 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 10, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 6, 2018 |
| Property Address | 3871 JACK PINE LN, PORT HURON, MI 48060-8631 |
| Document Number | 0049150344 |
| Book / Page | 004915 / 000344 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2018 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,419.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3855 ARLINGTON AVE FORT GRATIOT MI 480593757, FORT GRATIOT, MI 48059-3757 |
| Document Number | 49150347 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 004915/000347 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2048 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,400 (+3%) | $260,800 (+3%) | |
| 2025 | $5,723.00 (+3.42%) Homeowner's exemption | $126,600 (+16.57%) | |
| 2024 | $5,534.00 (+55.1%) | $253,200 (+16.57%) | |
| 2023 | $108,600 | ||
| 2022 | $3,568.00 | $217,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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