3871 Granite Lake Rd, Libby, MT 59923 Property Records

Lincoln County property record for 3871 Granite Lake Rd, Libby, MT 59923

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,680 sqft · built 2007
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,072,645 (Aug 2025)
Tax Bill	$7,227 (2026)
Deeds & Mortgages	Jul 2026 Transfer Apr 2021 Mortgage
APN	`R563143`

Property Details

APN / Parcel Number

Primary APN	`R563143`
Alternative APNs	`56-4175-33-2-01-18-0000` `0000002774`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	48 sqft
Pole Barn	1,600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000002774
Street Address	3871 GRANITE LAKE RD
City	LIBBY
State	MT
Zip	59923-7843
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S33, T30 N, R31 W, ACRES 40, SWNE
Legal Range	31W
Legal Township	30N
Legal Section	33
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3011
Census Tract	100

Owner

3871 Granite Lake Rd, a rural home, is owned and occupied by two individuals who bought it in August 2025.

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3871 GRANITE LAKE RD, LIBBY, MT 59923-7843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Apr 27, 2021	Warranty Deed, Transfer · VA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on File
Deed Sale	Aug 15, 2025 · Amount on File
Prior Sale	Apr 27, 2021 · Amount on File
Deed Document Number	2025316931
Deed Book / Page	411 / 363
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	364/914
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LINCOLN MT
Recording Date	Jul 1, 2026
Property Address	3871 GRANITE LAKE RD, LIBBY, MT 59923-7843
Document Number	0000321726
Book / Page	415 / 581
Instrument Date	Jul 1, 2026
Instrument	2026321726
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 GRANITE LAKE RD, LIBBY, MT 59923-7843

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Apr 27, 2021
Property Address	3871 GRANITE LAKE RD, LIBBY, MT 59923-7843
Document Number	389/384
Book / Page	389 / 384
Instrument Date	Apr 23, 2021
Instrument	292804
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	FIRST AMERICAN TITLE LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 GRANITE LAKE RD, LIBBY, MT 59923-7843

Mortgage

Document Number	292805
Date	Apr 27, 2021
Instrument	292805

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3871 Granite Lake Rd was $7,227, up 116.7% from the year before.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,227.00 (+116.7%)	$902,419 (-)
2025	$3,335.00	$902,419	$902,419 Land $126,709 Building $775,710
2023	$4,800.00	$738,953	$738,953 Land $83,093 Building $655,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3871 Granite Lake Rd; there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams
Claims by Event	Severe Storms, Flooding, And Ice Jams, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3871 Granite Lake Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 63% of Montana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Inland Cellular Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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