Highlands County property record for 3871 Enchanted Oaks Ln, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,337 sqft · built 2002 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $483,000 (Dec 2024) |
| Tax Bill | $2,389 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C-09-35-28-110-00D0-0110 |
| Primary APN | C-09-35-28-110-00D0-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,337 sqft Living Area |
| Gross Area | 2,981 sqft |
| 1st Floor Area | 2,337 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 288 sqft |
| Porch | Open Porch |
| Porch Area | 397 sqft |
| Patio Area | 746 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3871 ENCHANTED OAKS LN |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3FUD |
| Legal Description | CTRY CLB OF SEB PH 2 SEC 4 ENCHANTED OAKS PB 16 PG 42 LOT 11 BLK D |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | CTRY CLUB OF SEB PH 2 SEC 4 |
| Legal Block | D |
| Legal Lot Number | 11 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 961301 |
Source: Highlands County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3871 ENCHANTED OAKS LN, SEBRING, FL 33875-4782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK |
| Dec 29, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2024 · Amount on Record |
| Deed Sale | Dec 6, 2024 · Amount on Record |
| Prior Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 20242233979 |
| Deed Book / Page | 3084 / 1295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 15, 2026 |
| Property Address | 3871 ENCHANTED OAKS LN, SEBRING, FL 33875-4782 |
| Document Number | 0002330733 |
| Book / Page | 3218 / 239 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20262330733 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3871 ENCHANTED OAKS LN, SEBRING, FL 33875-4782 |
| Document Number | 0002330733, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 3218/239 |
| Instrument | 20262330733 |
| Name | SOUTH STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 29, 2017 |
| Property Address | 3871 ENCHANTED OAKS LN, SEBRING, FL 33875-4782 |
| Document Number | 0001878412 |
| Book / Page | 002614 / 000251 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 1878412 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,890.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3600 CREEKSIDE DR SEBRING FL 338754753, SEBRING, FL 33875-4753 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,389.00 (-23.43%) | $187,299 (-20.61%) | $409,935 (+5.29%) Land $36,050 Building $373,885 |
| 2024 | $3,120.00 (+2.09%) | ||
| 2023 | $3,056.00 (+1.33%) Homeowner's exemption | $235,919 (+3%) | $389,357 (+19.09%) Land $30,900 Building $358,457 |
| 2022 | $3,016.00 Homeowner's exemption | $229,048 | $326,954 Land $30,900 Building $296,054 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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