3871 Eagle Rock Rd, Middleburg, FL 32068 Property Records

Clay County property record for 3871 Eagle Rock Rd, Middleburg, FL 32068 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,089 sqft · built 2023
Lot Size	0.221 acres (9,670 sqft)
Owner	Individual Name on File
Last Sale	$806,657 (Mar 2023)
Tax Bill	$4,399 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04-25-007953-064-24`

Property Details

APN / Parcel Number

Primary APN	`18-04-25-007953-064-24`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,089 sqft Heated Area
Gross Area	4,903 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,670 sqft (0.221 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3871 EAGLE ROCK RD
City	MIDDLEBURG
State	FL
Zip	32068-9129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 124 EAGLE ROCK @ EAGLE LANDING AS REC O R 4705 PG 634
Legal Lot Number	124
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2038
Census Tract	30205

Owner

Source: Clay County records · APN 18-04-25-007953-064-24

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3871 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2026	Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC
Mar 20, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 29, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST COAST MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Deed Document Number	2023014644
Deed Book / Page	4705 / 634
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3871 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9129
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9129

Mortgage

Document Number	0050101230
Date	Feb 03, 2026
Book Page	5010/1230
Instrument	2026004963

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3871 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9129
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 PASEO SEA GRASS #5 5, 5, MIDDLEBURG, FL 32068

Mortgage

Document Number	0048050009
Date	Mar 20, 2024
Book Page	4805/9
Instrument	2024013066

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 29, 2023
Property Address	3871 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9129
Document Number	0047050634
Book / Page	4705 / 634
Map Reference	MB 63 PG 19-25
Instrument Date	Mar 24, 2023
Instrument	2023014644
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 09, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,646.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9129

Mortgage

Document Number	0004705636
Date	Mar 29, 2023
Instrument	4705/636

Lender

Name	FIRST COAST MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$656,632 (+910.2%) Land $75,000 Building $581,632	$656,632 (+910.2%) Land $75,000 Building $581,632
2023	$4,399.00 (+6.9%)	$65,000 (+3%) Land $65,000	$65,000 (+3%) Land $65,000
2022	$4,115.00	$50,000 Land $50,000	$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190302052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 80 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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