3871 Cisco Rd, Sidney, OH 45365 Property Records

Shelby County property record for 3871 Cisco Rd, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,444 sqft · built 1938
Lot Size	2.86 acres (124,582 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2019)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-1821100.001`

Property Details

APN / Parcel Number

Primary APN	`48-1821100.001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,444 sqft Living Area
1st Floor Area	1,222 sqft
Attic	Attic
Attic Area	1,222 sqft
Basement Area	917 sqft
Unfinished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Roof Material	Shingle
Lot Area	124,582 sqft (2.86 acres)
Garage Type	Detached
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	418 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3871 CISCO RD
City	SIDNEY
State	OH
Zip	45365-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R06 T08 S21 PT W 1/2 NW QR 375-18-21-100-001PLAT V13 P239
Jurisdiction	SHELBY OH
Township / Civil Division	TURTLE CREEK
Census Block Group	1
Census Block	1045
Census Tract	971700

Owner

3871 Cisco Rd is owned and occupied by an individual who bought it in November 2019.

Source: Shelby County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3871 CISCO RD, SIDNEY, OH 45365-9344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 5, 2019	Warranty Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Prior Sale	Jan 4, 2010 · Amount on File
Deed Document Number	20195725
Deed Book / Page	2194 / 14
Prior Transfer Date	Oct 15, 2013
Prior Transfer Doc	001932/299
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	3871 CISCO RD, SIDNEY, OH 45365-9344
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02307/4861
Date	Mar 10, 2022
Book Page	2307/4861
Instrument	202201372

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Nov 5, 2019
Property Address	3871 CISCO RD, SIDNEY, OH 45365-9344
Document Number	002194/014
Book / Page	2194 / 014
Instrument Date	Oct 31, 2019
Instrument	201900005725
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3871 CISCO RD, SIDNEY, OH 45365-9344
Investor	Possibly a Property Investor

Mortgage

Document Number	201900005726
Date	Nov 5, 2019
Instrument	201900005726

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3871 Cisco Rd was $1,901 with a homeowner's exemption, down 7.1% from the year before.

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Turtle Creek Township
Unified School District	Hardin-Houston Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,901.00 (-7.09%)	$61,140 (-) Land $15,050 Building $46,090
2024	$2,046.00 (+1.44%) Homeowner's exemption	$61,140 (-) Land $15,050 Building $46,090
2023	$2,017.00 (+18.02%) Homeowner's exemption	$61,140 (+32.37%) Land $15,050 Building $46,090	$174,680 Land $42,990 Building $131,690
2022	$1,709.00 Homeowner's exemption	$46,190 Land $12,180 Building $34,010
2020			$131,960 Land $34,790 Building $97,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3871 Cisco Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020)
Most Recent Claim	Mar 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3871 Cisco Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
NKTELCO - Goldstar Fixed Wireless	50 / 5

May also be available: AT&T.

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