3870 Wilkinson Rd, De Soto, MO 63020 Property Records

Jefferson County property record for 3870 Wilkinson Rd, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,904 sqft · built 1999
Lot Size	7.46 acres (324,958 sqft)
Owner	2 Individual Names on File
Last Sale	$371,889 (Oct 2025)
Tax Bill	$1,865 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-1.2-01.1-0-001-001.07`

Property Details

APN / Parcel Number

Primary APN	`24-1.2-01.1-0-001-001.07`
Alternative APN	`2412011 00100107`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	324,958 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	190 sqft
Deck Area	Deck Area
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3870 WILKINSON RD
City	DE SOTO
State	MO
Zip	63020-3548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	WILKINSON WOODS 1 LOT 7
Legal Range	4E
Legal Township	39N
Legal Section	01
Legal Subdivision	WILKINSON WOODS 1
Legal Block	2
Legal Lot Number	7
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	2
Census Block	2006
Census Tract	701300

Owner

3870 Wilkinson Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3870 WILKINSON RD, DE SOTO, MO 63020-3548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Sep 26, 2017	Deed of Trust, Mortgage · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on File
Deed Sale	Oct 24, 2025 · Amount on File
Prior Sale	Sep 1, 1999
Deed Document Number	202527497
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 24, 2025
Property Address	3870 WILKINSON RD, DE SOTO, MO 63020-3548
Document Number	0000027497
Map Reference	MB 151 PG 12A
Instrument Date	Oct 17, 2025
Instrument	2025R-027497
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 WILKINSON RD, DE SOTO, MO 63020-3548

Mortgage

Document Number	0000027498
Date	Oct 24, 2025
Instrument	2025R-027498

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3870 WILKINSON RD, DE SOTO, MO 63020-3548
Document Number	0000031170
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3870 WILKINSON RD DE SOTO MO 630203548, DE SOTO, MO 63020-3548

Mortgage

Document Number	0000031170
Date	Oct 4, 2017
Instrument	31170

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3870 Wilkinson Rd was $1,865.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,300 (-) Land $4,300 Building $23,000	$143,800 Land $22,700 Building $121,100
2025	$1,865.00	$27,300 Land $4,300 Building $23,000
2024			$143,800 (+8.12%) Land $22,700 Building $121,100
2023	$1,746.00	$25,300 Land $4,300 Building $21,000	$133,000 Land $22,700 Building $110,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3870 Wilkinson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3870 Wilkinson Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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