3870 Washington Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3870 Washington Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 920 sqft · built 1920
Lot Size0.937 acres (40,836 sqft)
Owner2 Individual Names on Record
Last Sale$219,090 (Jul 2021)
Tax Bill$2,120 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN520-0060-00010

Property Details

APN / Parcel Number

Primary APN520-0060-00010
Alternative APN
  • 1112690

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area920 sqft Gross Area
1st Floor Area668 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area40,836 sqft (0.937 acres)

Exterior Amenities

PorchPorch
Porch Area48 sqft
Deck Area9 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1112690
Street Address3870 WASHINGTON RD
CityDULUTH
StateMN
Zip55803-1116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionLOTS 81 AND 82 SERIAL #
Legal SubdivisionADDITION TO BIRCHWOOD GARDEN T
Legal Lot Number81-82
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1040
Census Tract10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3870 WASHINGTON RD, DULUTH, MN 55803-1116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2021 · Amount on Record
Deed SaleJul 14, 2021 · Amount on Record
Prior SaleNov 18, 2011 · Amount on Record
Deed Document Number20211418976
Prior Transfer DateNov 15, 2011
Prior Transfer Doc0000074077
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 14, 2021
Property Address3870 WASHINGTON RD, DULUTH, MN 55803-1116
Document Number0001418976
Instrument DateJul 8, 2021
Instrument1418976
Transaction TypeTransfer
Record UpdatedAug 6, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$722.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3870 WASHINGTON RD, DULUTH, MN 55803-1116

Mortgage

Document Number0001418977
DateJul 14, 2021
Instrument1418977
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,120.00 (+3.72%) Homeowner's exemption
2025$2,044.00 (+0.2%) Homeowner's exemption$184,900 (+0.11%) Land $39,100 Building $145,800$184,900 (+0.11%) Land $39,100 Building $145,800
2024$2,040.00$184,700 (+16.46%) Land $38,900 Building $145,800$184,700 (+16.46%) Land $38,900 Building $145,800
2022$158,600 Land $37,100 Building $121,500$158,600 Land $37,100 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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