Kane County property record for 3870 Valhalla Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,846 sqft · built 2007 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $382,000 (May 2023) |
| Tax Bill | $8,629 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-326-029 |
| Primary APN | 05-25-326-029 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| 1st Floor Area | 1,846 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 3870 VALHALLA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 1 LT 15 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 850709 |
Source: Kane County records · APN 05-25-326-029
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3870 VALHALLA DR, ELGIN, IL 60124-3100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| May 19, 2023 | Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Mar 08, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2023 · Amount on Record |
| Deed Sale | May 19, 2023 · Amount on Record |
| Prior Sale | Oct 06, 2014 · Amount on Record |
| Prior Transfer Date | Mar 02, 2017 |
| Prior Transfer Doc | 0000012049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 19, 2023 |
| Property Address | 3870 VALHALLA DR, ELGIN, IL 60124-3100 |
| Document Number | 0000016134 |
| Map Reference | DOC 2006K020662 |
| Instrument Date | May 15, 2023 |
| Instrument | 2023K016134 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1038 TERRANCE DR, ELGIN, IL 60124 |
| Document Number | 0000016135 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2023K016135 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 08, 2017 |
| Property Address | 3870 VALHALLA DR, ELGIN, IL 60124-3100 |
| Document Number | 0000012049 |
| Instrument Date | Mar 02, 2017 |
| Instrument | 12049 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3870 VALHALLA DR ELGIN IL 601243100, ELGIN, IL 60124-3100 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,629.00 (+22.36%) | ||
| 2024 | $110,885 (+22.7%) Land $23,216 Building $87,669 | $332,788 (+22.75%) Land $69,676 Building $263,112 | |
| 2022 | $7,052.00 (+5.38%) Homeowner's exemption | $90,372 (+7.54%) Land $19,222 Building $71,150 | $271,116 (+7.54%) Land $57,666 Building $213,450 |
| 2021 | $6,692.00 Homeowner's exemption | $84,034 Land $18,570 Building $65,464 | $252,102 Land $55,710 Building $196,392 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898507091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 374 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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