3870 Spencer Cir, Macon, GA 31206 Property Records

Macon-Bibb County property record for 3870 Spencer Cir, Macon, GA 31206

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1955
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$37,000 (Aug 2022)
Tax Bill	$553 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`O093-0058`

Property Details

APN / Parcel Number

Primary APN	`O093-0058`
Alternative APN	`15100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Heated Area
1st Floor Area	1,152 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	157 ft deep x 96 ft wide
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	15100
Street Address	3870 SPENCER CIR
City	MACON
State	GA
Zip	31206-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	JEFFERSON HILLS
Legal Subdivision	JEFFERSON HILLS
Legal Block	SEC
Legal Lot Number	683
Jurisdiction	BIBB GA
Township / Civil Division	MACON WEST
Census Block Group	4
Census Block	4020
Census Tract	12600

Owner

Source: Macon-Bibb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3870 SPENCER CIR, MACON, GA 31206-3509
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK OF EAST TENNESSEE
Aug 17, 2022	Warranty Deed, Transfer JENKINS TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Nov 13, 2012 · Amount on Record
Deed Book / Page	11356 / 178
Last Transfer Date	Apr 8, 2025
Transfer Doc	1211000272
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIBB GA
Property Address	3870 SPENCER CIR, MACON, GA 31206-3509
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117600223
Date	Dec 27, 2023
Book Page	11760/223

Lender

Name	FIRST COMMUNITY BANK OF EAST TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 21, 2028

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIBB GA
Recording Date	Aug 17, 2022
Property Address	3870 SPENCER CIR, MACON, GA 31206-3509
Document Number	0113560178
Book / Page	11356 / 178
Map Reference	MB 26 PG 85
Instrument Date	Aug 12, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	JENKINS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$37.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2221 BONNER GILBERT RD, 2221, MACON, GA 31220-6727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 FOREST HILLS DR, ATLANTA, GA 30342-2334
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macon-Bibb County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Municipality	Macon-Bibb County
Unified School District	Bibb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$553.00 (+52.34%)
2025	$363.00 (-17.12%)	$14,800 (-16.43%) Land $1,880 Building $12,920	$37,000 (-16.43%) Land $4,701 Building $32,299
2023	$438.00 (-29.58%)	$17,710 (+8.19%) Land $2,250 Building $15,460	$44,274 (+8.18%) Land $5,625 Building $38,649
2022	$622.00	$16,370 Land $1,952 Building $14,418	$40,927 Land $4,881 Building $36,046

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1994)
Most Recent Claim	Jul 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON WATER AUTHORITY serves 130,024 people · EPA ID GA0210001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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