3870 Seigle Dr, Elgin, IL 60124 Property Records

Kane County property record for 3870 Seigle Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,052 sqft · built 2011
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Jun 2020)
Tax Bill$9,400 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN05-25-328-029

Property Details

APN / Parcel Number

Primary APN05-25-328-029

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,052 sqft Living Area
1st Floor Area2,052 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialStone
Construction TypeFrame
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3870 SEIGLE DR
CityELGIN
StateIL
Zip60124-3102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOWES CREEK COUNTRY CLUB PHASE 1 LT 55
Legal SubdivisionBOWES CREEK COUNTRY CLUB
Legal Phase1
Legal Block1
Legal Lot Number55
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1032
Census Tract850709

Owner

3870 Seigle Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Kane County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3870 SEIGLE DR, ELGIN, IL 60124-3102
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK
Jun 4, 2020Grant Deed, Transfer
NEAR NORTH TITLE GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2020 · Amount on File
Deed SaleJun 4, 2020 · Amount on File
Prior SaleMay 5, 2011 · Amount on File
Deed Document Number202028971
Prior Transfer DateDec 30, 2013
Prior Transfer Doc0000001885
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3870 SEIGLE DR, ELGIN, IL 60124-3102
Document Number0000028972
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyNEAR NORTH TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3870 SEIGLE DR ELGIN IL 601243102, ELGIN, IL 60124-3102

Mortgage

Document Number0000028972
DateJun 4, 2020
Instrument28972
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 3, 2050

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateJun 4, 2020
Property Address3870 SEIGLE DR, ELGIN, IL 60124-3102
Document Number0000028971
Instrument DateMay 13, 2020
Instrument28971
Transaction TypeTransfer
Record UpdatedJul 17, 2020
Title CompanyNEAR NORTH TITLE GROUP

Transaction

AmountAmount on Record
Tax$465.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3870 SEIGLE DR ELGIN IL 601243102, ELGIN, IL 60124-3102

Tax Assessment & Valuation

The 2025 property tax bill for 3870 Seigle Dr was $9,400 with exemptions applied.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,400.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption
2024$129,397 Land $23,216 Building $106,181$388,346 Land $69,676 Building $318,670
2022$8,270.00 (+5.58%) Disabled Person's exemption$106,081 (+7.71%) Land $19,222 Building $86,859$318,243 (+7.71%) Land $57,666 Building $260,577
2021$7,833.00 Disabled Person's exemption$98,488 Land $18,570 Building $79,918$295,464 Land $55,710 Building $239,754

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3870 Seigle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3870 Seigle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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