Morgan County property record for 3870 Prospect Rd, Rutledge, GA 30663
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,199 sqft · built 1986 |
| Lot Size | 6.09 acres (265,280 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,720 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005 017 |
| Primary APN | 005 017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,199 sqft Heated Area |
| 1st Floor Area | 1,839 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 265,280 sqft (6.09 acres) |
| Terrain | Rolling |
| Garage Area | 462 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 363 sqft |
| Patio Area | 360 sqft |
| Utility Building | 1,850 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 546 |
|---|---|
| Street Address | 3870 PROSPECT RD |
| City | RUTLEDGE |
| State | GA |
| Zip | 30663-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | DIST:20 |
| Jurisdiction | MORGAN GA |
| Township / Civil Division | RUTLEDGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10200 |
Source: Morgan County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3870 PROSPECT RD, RUTLEDGE, GA 30663-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2007 |
| Deed Sale | Aug 29, 2007 |
| Deed Document Number | 0000436744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 3870 PROSPECT RD, RUTLEDGE, GA 30663-2011 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3870 PROSPECT RD, RUTLEDGE, GA 30663-2011 |
| Document Number | 0000000697/0000000074 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 0000000697/0000000074 |
| Name | UNITED BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
Source: Morgan County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,720.00 (+8.54%) Homeowner's exemption | $137,976 (+26.98%) Land $45,164 Building $92,812 | $344,940 (+26.98%) Land $112,909 Building $232,031 |
| 2023 | $2,506.00 (-0.67%) Homeowner's exemption | $108,660 (+5.33%) Land $34,104 Building $74,556 | $271,650 (+5.33%) Land $85,260 Building $186,390 |
| 2022 | $2,523.00 Homeowner's exemption | $103,159 Land $31,915 Building $71,244 | $257,898 Land $79,787 Building $178,111 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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