Emmet County property record for 3870 Peninsula Dr, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Details | 5 bd · 8 ba · 6,061 sqft · built 1998 |
| Lot Size | 0.878 acres (38,284 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,000,000 (Apr 2000) |
| Tax Bill | $40,107 (2024) |
| Deeds & Mortgages | Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-18-03-375-125 |
| Primary APN | 52-18-03-375-125 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 8 Baths |
| Building Area | 6,061 sqft Living Area |
| 1st Floor Area | 3,945 sqft |
| Basement Area | 3,645 sqft |
| Unfinished Basement | 3,645 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Lot Area | 38,284 sqft |
| Garage Area | 707 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3870 PENINSULA DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8005 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RT PUD-2 |
| Legal Description | THE PENINSULA CONDOMINIUM, UNIT 25. PLAN #124. SECTION 3, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 03 |
| Legal Subdivision | PENINSULA SUBDIVISION |
| Legal Unit | 25 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970800 |
3870 Peninsula Dr, a condominium, is owner-occupied and held in a trust since August 2017.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1322 WASHINGTON AVE, BAY CITY, MI 48708-5711 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2000 · Amount on File |
| Deed Sale | Apr 2, 2000 · Amount on File |
| Prior Sale | Apr 15, 1998 · Amount on File |
| Last Transfer Date | Aug 14, 2017 |
| Transfer Doc | 01198/0302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 4, 2017 |
| Property Address | 3870 PENINSULA DR, PETOSKEY, MI 49770-8005 |
| Document Number | 01198/0302 |
| Book / Page | 1198 / 0302 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 5151178 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2210 GROVELAND RD, BAY CITY, MI 48708-6325 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2210 GROVELAND RD, BAY CITY, MI 48708-6325 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,914,400 (+7.23%) Land $1,914,400 | $3,828,800 (+7.23%) Land $3,828,800 | |
| 2025 | $1,785,400 Land $1,785,400 | $3,570,800 Land $3,570,800 | |
| 2024 | $40,107.00 | ||
| 2023 | $1,604,600 Land $1,604,600 | $3,209,200 Land $3,209,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3870 Peninsula Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3870 Peninsula Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Truestream.
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