3870 Peanut Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3870 Peanut Rd, Cottondale, FL 32431

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 960 sqft · built 2020
Lot Size29.4 acres (1,282,842 sqft)
OwnerIndividual Name on Record
Tax Bill$966 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN10-5N-12-0000-0090-0010

Property Details

APN / Parcel Number

Primary APN10-5N-12-0000-0090-0010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area960 sqft Heated Area
Gross Area1,768 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,282,842 sqft (29.4 acres)
Garage TypeCarport
CarportCarport
Deck Area16 sqft
Pole Barn864 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3870 PEANUT RD
CityCOTTONDALE
StateFL
Zip32431-6820
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionOR 301 P 755 ALL THAT PART OF NE1/4 OF SE1/4 LYING E/LY OF SR 169 OR 731 P 324 OR 1628 P 557
Legal Range12W
Legal Township05N
Legal Section10
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group1
Census Block1019
Census Tract210400

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 397, COTTONDALE, FL 32431-0397
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2019
Deed SaleOct 2, 2019
Deed Document Number0001628557
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address3870 PEANUT RD, COTTONDALE, FL 32431-6820
Document Number0016100135
Instrument DateApr 24, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3870 PEANUT RD COTTONDALE FL 32431, COTTONDALE, FL 32431

Mortgage

Document Number0016100135
DateMay 16, 2019
Book Page001610/000135
Instrument32006222
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35203
Agreement
AmountAmount Recorded
Term360 Months
DueMay 15, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$966.00 (+3.32%) Homeowner's exemption$112,873 (+2.69%) Land $20,108 Building $92,765$129,947 (-0.71%)
2024$935.00 (+7.1%) Homeowner's exemption$109,920 (+3.06%) Land $11,509 Building $98,411$130,872 (+5.55%) Land $8,500 Building $122,372
2023$873.00 (+489.86%)$106,656 (+790.66%)$123,995 (+328.31%) Land $19,611 Building $104,384
2022$148.00$11,975 Land $11,475 Building $500$28,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Peanut Rd

Nearby Streets

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