3870 Myrtle St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 3870 Myrtle St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,017 sqft · built 1999
Lot Size0.23 acres (10,018 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Dec 2019)
Tax Bill$4,869 (2025)
Deeds & MortgagesApr 2021 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN146110-0140

Property Details

APN / Parcel Number

Primary APN146110-0140

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,017 sqft Living Area
Gross Area2,725 sqft
1st Floor Area2,017 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,018 sqft (0.23 acres)
Lot Width100 ft Width
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area267 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3870 MYRTLE ST
CitySAINT AUGUSTINE
StateFL
Zip32084-9023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3-28 PACETTI SUB NORTH BCH LOTS 14 & 16 BLK 89 OR4854/326
Legal Range30E
Legal Township06S
Legal Section44
Legal SubdivisionNORTH BEACH
Legal Block89
Legal Lot Number14,16
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2054
Census Tract20603

Owner

Source: St. Johns County records · APN 146110-0140

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3870 MYRTLE ST, SAINT AUGUSTINE, FL 32084-9023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NA
Dec 23, 2019Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 23, 2019 · Amount on Record
Deed SaleDec 23, 2019 · Amount on Record
Deed Document Number201996041
Deed Book / Page4854 / 326
Prior Transfer DateDec 08, 2017
Prior Transfer Doc0000083336
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3870 MYRTLE ST, SAINT AUGUSTINE, FL 32084-9023
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3870 MYRTLE ST, ST AUGUSTINE, FL 32084-9023

Mortgage

Document Number0052431619
DateApr 21, 2021
Book Page5243/1619
Instrument2021044527
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 23, 2019
Property Address3870 MYRTLE ST, SAINT AUGUSTINE, FL 32084-9023
Document Number0048540326
Book / Page4854 / 0326
Map ReferenceMB 3 PG 28
Instrument DateDec 20, 2019
Instrument2019096041
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyPARADISE TTL OF ST AUGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3330 PACETTI RD, 3330, SAINT AUGUSTINE, FL 32092-0487

Transferred To (Grantee/Buyer)

NameVerified Name
Address3870 MYRTLE ST, SAINT AUGUSTINE, FL 32084-9023

Mortgage

Document Number0048540328
DateDec 23, 2019
Instrument4854/0328
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$384,241 (+2.7%)$683,419 (+8.58%) Land $320,000 Building $363,419
2025$4,869.00 (+12.27%) Homeowner's exemption$374,139 (+5.99%)$629,430 (+7.88%) Land $290,000 Building $339,430
2024$4,337.00 (+1.98%)
2023$4,253.00 (+2.83%) Homeowner's exemption$353,005 (+3%)$583,471 (+14.39%) Land $290,000 Building $293,471
2022$4,136.00 Homeowner's exemption$342,723$510,092 Land $257,600 Building $252,492

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 504 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies648 units insured
incl. 144 condo units
Nearby Flood Claims163 (1999–2023)
Claims Outside the SFHA7 of 163
Most Recent ClaimFeb 2023
Claims by Event
  • Hurricane Ian, Sep 2022 · 16 claims
  • Hurricane Irma, Sep 2017 · 34 claims
  • Hurricane Matthew, Oct 2016 · 85 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Based on FCC filings for 272 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSJCU-NORTH BEACH UTILITIES
public/private · serves 4,200 people
Water SourceGroundwater
Last State InspectionJun 2025
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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