3870 Maudray Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3870 Maudray Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,165 sqft · built 1974
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Oct 2025)
Tax Bill	$4,913 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-0294-001-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0294-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,165 sqft Living Area
1st Floor Area	1,291 sqft
2nd Floor Area	874 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	12,197 sqft (0.28 acres)
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3870 MAUDRAY WAY
City	CARMICHAEL
State	CA
Zip	95608-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GIBBONS ESTATES 04, LOT 114
Legal Subdivision	GIBBONS ESTATES 04
Legal Lot Number	114
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	7602

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3870 MAUDRAY WAY, CARMICHAEL, CA 95608-2132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 9, 2025	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Apr 9, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Feb 23, 2011 · Amount on Record
Deed Book / Page	20251009 / 1154
Prior Transfer Date	Jan 27, 2006
Prior Transfer Doc	0000001911
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3870 MAUDRAY WAY, CARMICHAEL, CA 95608-2132
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 MAUDRAY WAY, CARMICHAEL, CA 95608-2132

Mortgage

Document Number	0000000858
Date	Jun 8, 2021
Instrument	202106080858

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 9, 2025
Property Address	3870 MAUDRAY WAY, CARMICHAEL, CA 95608-2132
Document Number	0000001154
Map Reference	MB 79 MAP 26
Instrument Date	Oct 6, 2025
Instrument	202510091154
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3870 MAUDRAY WAY, CARMICHAEL, CA 95608-2132

Mortgage

Document Number	0000001155
Date	Oct 9, 2025
Instrument	202510091155

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 9, 2026
Property Address	3870 MAUDRAY WAY, CARMICHAEL, CA 95608-2132
Document Number	2026000521
Book / Page	20260409 / 521
Instrument Date	Feb 26, 2025
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3870 MAUDRAY WAY, CARMICHAEL, CA 95608-2132

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3870 MAUDRAY WAY, CARMICHAEL, CA 95608-2132
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 MAUDRAY WAY, CARMICHAEL, CA 95608-2132

Mortgage

Document Number	6080000000858
Date	Jun 8, 2021
Book Page	20210608/858

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$675,000 (+65.16%) Land $140,000 Building $535,000
2025	$4,913.00 (+0.97%)	$408,683 (+4.04%) Land $192,170 Building $216,513
2024	$4,866.00 (+2.59%)
2023	$4,743.00 (+0.55%)	$392,814 Land $184,708 Building $208,106
2022	$4,717.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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