3870 Mariners Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 3870 Mariners Dr, Gulf Breeze, FL 32563 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,621 sqft Living Area
Lot Size	11,282 sqft (0.259 acres)
Occupancy	Owner Occupied
Last Sale	$305,000 (2022)
Tax Bill	$3,300.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`28-2S-28-3020-00E00-0180`
Alternative APN	`S28228302000E000180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,621 sqft Living Area
Gross Area	2,196 sqft Gross Area
1st Floor	1,030 sqft 1st Floor
Upper Floors	591 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	11,282 sqft (0.259 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	412 sqft Garage
Patio Area	120 sqft Patio
Porch Area	43 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3870 MARINERS DR
City	GULF BREEZE
State	FL
Zip	32563-2949
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PARADISE BAY UNIT 3 LOT 18 BLK E AS DES IN OR 4285 PG 804
Legal Range	28W
Legal Township	2S
Legal Section	28
Legal Subdivision	PARADISE BAY/1,2,3
Legal Block	E
Legal Lot Number	18
Jurisdiction	SANTA ROSA FL
Minor Civil Division	MIDWAY
Census Blockgroup	1
Census Block	1003
Census Tract	10814

Owner

Source: Santa Rosa County records · APN 28-2S-28-3020-00E00-0180

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3870 MARINERS DR, GULF BREEZE, FL 32563-2949
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Dec 09, 2003 · Amount on Record
Deed Doc Number	202230188
Deed Book / Page	4285 / 804
Prior Transfer Date	Dec 30, 2010
Prior Transfer Doc	0030290585
Record Refreshed	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 18, 2022
Property Address	3870 MARINERS DR, GULF BREEZE, FL 32563-2949
Document Number	0042850804
Book / Page	4285 / 804
Map Reference	MB D PG 53
Instrument Date	May 06, 2022
Instrument	202230188
Transaction Type	Transfer
Record Updated	Jul 04, 2022
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1704 SHADETREE CIR, 1704, PENSACOLA, FL 32526-3639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 MARINERS DR, GULF BREEZE, FL 32563-2949

Mortgage

Document Number	0004285806
Date	May 18, 2022
Instrument	4285/806

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,186 (+2.79%) Land $85,000 Building $215,186	$300,186 (+2%) Land $85,000 Building $215,186
2024	$3,300.00 (-4.26%) Homeowner's exemption	$292,028 (+3%)	$294,288 (+3.8%) Land $75,000 Building $219,288
2023	$3,447.00 (+2.62%)	$283,522 (-0.17%) Land $70,000 Building $213,522	$283,522 (-0.17%) Land $70,000 Building $213,522
2022	$3,359.00	$284,012	$284,012 Land $70,000 Building $214,012

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.