3870 Mandy Way, San Ramon, CA 94582 Property Records

Contra Costa County property record for 3870 Mandy Way, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,176 sqft · built 2005
Lot Size	0.197 acres (8,579 sqft)
Owner	2 Company Names on File
Last Sale	$930,000 (Aug 2009)
Tax Bill	$20,521 (2025)
Deeds & Mortgages	Apr 2026 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-470-010-8`

Property Details

APN / Parcel Number

Primary APN	`223-470-010-8`
Alternative APN	`223-470-010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,176 sqft Living Area
1st Floor Area	2,144 sqft
2nd Floor Area	2,032 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	8,579 sqft (0.197 acres)
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3870 MANDY WAY
City	SAN RAMON
State	CA
Zip	94582-5686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8778 L461
Legal Subdivision	WINDEMERE SUB 8778
Legal Tract	8778
Legal Lot Number	461
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1004
Census Tract	355123

Owner

3870 Mandy Way is owned by a company that bought it in August 2009.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Company Names on File
Mailing Address	3870 MANDY WAY, SAN RAMON, CA 94582-5686
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2009 · Amount on File
Deed Sale	Aug 5, 2009 · Amount on File
Prior Sale	Aug 5, 2009 · Amount on File
Deed Document Number	2009188561
Prior Transfer Date	Jul 27, 2009
Prior Transfer Doc	0000188559
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 3, 2026
Property Address	3870 MANDY WAY, SAN RAMON, CA 94582-5686
Document Number	0000033361
Instrument Date	Mar 28, 2026
Instrument	202633361
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	3870 MANDY WAY, SAN RAMON, CA 94582-5686

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3870 MANDY WAY, SAN RAMON, CA 94582-5686
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO ROSEVILLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 MANDY WAY, SAN RAMON, CA 94582-5686

Mortgage

Document Number	0000217305
Date	Sep 25, 2020
Instrument	2020-217305

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3870 MANDY WAY, SAN RAMON, CA 94582-5686
Document Number	0000018515
Instrument Date	Jan 26, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3870 MANDY WAY SAN RAMON CA 945825686, SAN RAMON, CA 94582-5686

Mortgage

Document Number	0000018515
Date	Jan 30, 2020
Instrument	18515

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3870 Mandy Way was $20,521.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,224,460 (+2%) Land $400,907 Building $823,553
2025	$20,521.00 Homeowner's exemption	$1,200,452 Land $393,047 Building $807,405
2023	$20,950.00 (+2.37%) Homeowner's exemption	$1,153,839 Land $377,786 Building $776,053
2022	$20,464.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3870 Mandy Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3870 Mandy Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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