3870 Hudlow Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 3870 Hudlow Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,198 sqft · built 1965
Lot Size	41.5 acres (1,807,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$667,000 (Jul 2019)
Tax Bill	$4,054 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0119032`

Property Details

APN / Parcel Number

Primary APN	`0119032`
Alternative APNs	`119032` `260`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,198 sqft Heated Area
Basement Area	1,744 sqft
Finished Basement	872 sqft
Unfinished Basement	872 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1,807,740 sqft (41.5 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,095 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3870 HUDLOW RD
City	RUTHERFORDTON
State	NC
Zip	28139-8065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1622009735020000; RES OFF 1510 (PUV)
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CAMP CREEK
Census Block Group	2
Census Block	2000
Census Tract	960103

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3870 HUDLOW RD, RUTHERFORDTON, NC 28139-8065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage MOVEMENT MTG
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK
Apr 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Deed Book / Page	2023 / 3602
Prior Transfer Date	Apr 22, 2019
Prior Transfer Doc	0020214170
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	3870 HUDLOW RD, RUTHERFORDTON, NC 28139-8065
Document Number	0020370603
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3870 HUDLOW RD RUTHERFORDTON NC 281398065, RUTHERFORDTON, NC 28139-8065

Mortgage

Document Number	0020370603
Date	Sep 21, 2020
Book Page	002037/000603

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 1, 2019
Property Address	3870 HUDLOW RD, RUTHERFORDTON, NC 28139-8065
Document Number	0020233602
Book / Page	2023 / 3602
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,334.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3870 HUDLOW RD, 3870, RUTHERFORDTON, NC 28139-8065

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3870 HUDLOW RD, RUTHERFORDTON, NC 28139-8065

Mortgage

Document Number	0020233606
Date	Jul 1, 2019
Instrument	2023/3606

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Mortgage

Document Number	0020233606
Date	Jul 1, 2019
Book Page	2023/3606

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 29, 2019
Property Address	3870 HUDLOW RD, RUTHERFORDTON, NC 28139-8065
Document Number	0020214170
Book / Page	002021 / 004170
Instrument Date	Apr 22, 2019
Instrument	9947
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 NC HIGHWAY 9 BLACK MOUNTAIN NC 287113456, BLACK MOUNTAIN, NC 28711-3456

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,054.00 (+32.27%)	$689,500 (-) Land $105,200 Building $584,300	$689,500 (-) Land $105,200 Building $584,300
2023		$689,500 Land $105,200 Building $584,300	$689,500 Land $105,200 Building $584,300
2022	$3,065.00
2021	$3,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: Verizon.

Nearby Properties on Hudlow Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures