3870 Eldon St, Fort Myers, FL 33916 Property Records

Lee County property record for 3870 Eldon St, Fort Myers, FL 33916

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,882 sqft · built 2014
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Sep 2021)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-44-25-P4-01100.0440`

Property Details

APN / Parcel Number

Primary APN	`29-44-25-P4-01100.0440`
Alternative APNs	`252944P4011000440` `10563400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,882 sqft Living Area
Gross Area	3,424 sqft
1st Floor Area	1,769 sqft
Upper Floors Area	842 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	6,142 sqft (0.141 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	310 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10563400
Street Address	3870 ELDON ST
City	FORT MYERS
State	FL
Zip	33916-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LINDSFORD PHASE 1 AS DESC IN INST# 2013000239215 LOT 44
Legal Range	25E
Legal Township	44S
Legal Section	29
Legal Subdivision	LINDSFORD
Legal Phase	1
Legal Tract	P4
Legal Block	2
Legal Lot Number	44
Jurisdiction	LEE FL
Township / Civil Division	FORT MYERS
Census Block Group	2
Census Block	2002
Census Tract	1204

Owner

3870 Eldon St is owned and occupied by an individual who bought it in September 2021.

Source: Lee County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3870 ELDON ST, FORT MYERS, FL 33916-4717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 16, 2017	Warranty Deed, Transfer · VA Mortgage MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Aug 16, 2017 · Amount on File
Deed Document Number	2021290645
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 2, 2021
Property Address	3870 ELDON ST, FORT MYERS, FL 33916-4717
Document Number	0000290645
Map Reference	DOC 2013000239215
Instrument Date	Aug 13, 2021
Instrument	2021000290645
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	FOCUS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25007 BURNT ARROW, 25007, SAN ANTONIO, TX 78258-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 ELDON ST, FORT MYERS, FL 33916-4717

Mortgage

Document Number	0000290646
Date	Sep 2, 2021
Instrument	2021000290646

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 16, 2017
Property Address	3870 ELDON ST, FORT MYERS, FL 33916-4717
Document Number	0000177094
Map Reference	DOC2013000239215
Instrument Date	Aug 14, 2017
Instrument	2017000177094
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	OMEGA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 OAK PT, 100, LUMBERTON, NC 28358-2380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 ELDON ST, FORT MYERS, FL 33916-4717

Mortgage

Document Number	0000177095
Date	Aug 16, 2017
Instrument	2017000177095

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3870 Eldon St was $1,870 with exemptions applied, down 3.3% from the year before.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Fort Myers City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,870.00 (-3.31%) Homeowner's exemption	$341,815 Land $70,495 Building $271,320	$341,815 Land $70,495 Building $271,320
2024	$1,934.00 (+4.65%)
2023	$1,848.00 (+5.72%) Homeowner's exemption	$378,127 (+3%)	$439,266 (+19.65%) Land $222,192 Building $217,074
2022	$1,748.00 Additional exemption filed	$367,114 Land $136,385 Building $230,729	$367,114 Land $136,385 Building $230,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3870 Eldon St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 59 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 units insured incl. 8 condo units
Nearby Flood Claims	2 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3870 Eldon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT MYERS WATER TREATMENT PLANT serves 92,219 people · EPA ID FL5360102
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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