3870 E Laguna Loop, Hernando, FL 34442 Property Records

Citrus County property record for 3870 E Laguna Loop, Hernando, FL 34442 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1978
Square Footage	892 sqft Living Area
Lot Size	11,090 sqft (0.255 acres)
Occupancy	Owner Occupied
Last Sale	$72,000 (2013)
Tax Bill	$483.00 (2024)

Owner

Source: Citrus County records · APN 19E-17S-36-0010-00210-0660

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3870 E LAGUNA LOOP, HERNANDO, FL 34442-2535
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 10, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 19, 2018	Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2013 · Amount on Record
Deed Sale	May 13, 2013 · Amount on Record
Prior Sale	Apr 01, 2013 · Amount on Record
Deed Doc Number	201322742
Deed Book / Page	2552 / 1921
Last Transfer Date	Jun 01, 2024
Transfer Doc	0035180832
Record Refreshed	Sep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 11, 2023
Property Address	3870 E LAGUNA LOOP, HERNANDO, FL 34442-2535
Document Number	0033931534
Book / Page	3393 / 1534
Map Reference	MB 3 PG 96-101
Instrument Date	Jun 29, 2023
Instrument	2023040010
Transaction Type	Transfer
Record Updated	Aug 03, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15030 E LEHIGH AVE, AURORA, CO 80014-4006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 E LAGUNA LOOP, HERNANDO, FL 34442-2535

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Jun 10, 2022
Property Address	3870 E LAGUNA LOOP, HERNANDO, FL 34442-2535
Document Number	0032921706
Book / Page	3292 / 1706
Map Reference	MB 3 PG 96-101
Instrument Date	Jun 10, 2022
Instrument	2022041884
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1870 E LAGUNA LOOP, 1870, HERNANDO, FL 34442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 E LAGUNA LOOP, HERNANDO, FL 34442-2535

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3870 E LAGUNA LOOP, HERNANDO, FL 34442-2535
Document Number	0028960235
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3870 E LAGUNA LOOP HERNANDO FL 344422535, HERNANDO, FL 34442-2535

Mortgage

Document Number	0028960235
Date	Apr 25, 2018
Book Page	002896/000235
Instrument	20585

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$612.00 (+26.71%)	$55,756 (-55.98%)	$125,791 (-0.69%) Land $20,010 Building $105,781
2024	$483.00 (+1.05%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$126,671 (+5.36%) Land $20,010 Building $106,661	$126,671 (+5.36%) Land $20,010 Building $106,661
2023	$478.00 (+4.14%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$120,223 (+1.98%) Land $20,010 Building $100,213	$120,223 (+1.98%) Land $20,010 Building $100,213
2022	$459.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$117,893 Land $17,820 Building $100,073	$117,893 Land $17,820 Building $100,073

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 369 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-17S-36-0010-00210-0660`
Alternative APNs	`3617S19E0010002100660` `1582199`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	892 sqft Living Area
Gross Area	1,466 sqft Gross Area
1st Floor	892 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	11,090 sqft (0.255 acres)
Depth X Width	126 ft x 81 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	322 sqft Garage
Patio Area	121 sqft Patio
Porch Area	280 sqft Porch
Utility Building	160 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1582199
Street Address	3870 E LAGUNA LOOP
City	HERNANDO
State	FL
Zip	34442-2535
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIVER LAKES MANOR UNIT 1 PB 3 PG 96 LOT 66 BLK 21
Legal Range	19E
Legal Township	18S
Legal Section	01
Legal Subdivision	RIVER LAKES MANOR UNIT 1
Legal Block	21
Legal Lot Number	66
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2010
Census Tract	450105

3870 E Laguna Loop, Hernando, FL 34442 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on E Laguna Loop

Nearby Streets

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