3870 E Clay Ave, Fresno, CA 93702 Property Records

Fresno County property record for 3870 E Clay Ave, Fresno, CA 93702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 831 sqft · built 1949
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jan 2022)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`454-042-13`

Property Details

APN / Parcel Number

Primary APN	`454-042-13`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	831 sqft Living Area
1st Floor Area	831 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	L-Shape
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3870 E CLAY AVE
City	FRESNO
State	CA
Zip	93702-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 TYLER TRACT
Legal Subdivision	TYLER
Legal Lot Number	4
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	3
Census Block	3007
Census Tract	2502

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3870 E CLAY AVE, FRESNO, CA 93702-1217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 15, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 20, 2022	Grant Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	May 31, 2002 · Amount on Record
Deed Document Number	20228455
Prior Transfer Date	Jan 27, 1994
Prior Transfer Doc	0000018211
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3870 E CLAY AVE, FRESNO, CA 93702-1217
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 E CLAY AVE, FRESNO, CA 93702-1217

Mortgage

Document Number	0000097985
Date	Oct 9, 2025
Instrument	2025-0097985

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Feb 1, 2052

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3870 E CLAY AVE, FRESNO, CA 93702-1217
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 E CLAY AVE, FRESNO, CA 93702-1217

Mortgage

Document Number	0000023277
Date	Mar 15, 2023
Instrument	2023-0023277

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Feb 1, 2052

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jan 20, 2022
Property Address	3870 E CLAY AVE, FRESNO, CA 93702-1217
Document Number	0000008455
Map Reference	MB 12 PG 74
Instrument Date	Jan 19, 2022
Instrument	2022-0008455
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 E CLAY AVE, FRESNO, CA 93702-1217

Mortgage

Document Number	0000008456
Date	Jan 20, 2022
Instrument	2022-0008456

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$194,836 (+2%) Land $37,884 Building $156,952
2025	$2,493.00 (+5.99%)	$191,017 (+4.04%) Land $37,142 Building $153,875
2023	$2,352.00 (+99.49%)	$183,600 Land $35,700 Building $147,900
2022	$1,179.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Kingsburg Media Foundation Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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