Citrus County property record for 3870 E Adams St, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,426 sqft Living Area |
| Lot Size | 336,762 sqft (7.73 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $614,000 (2023) |
| Tax Bill | $6,248.00 (2025) |
Source: Citrus County records · APN 19E-18S-02-21000-006.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3870 E ADAMS ST, HERNANDO, FL 34442-2500 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage CAMPUS USA CU |
| Nov 13, 2020 | Deed of Trust, Mortgage · Line of Credit BRANNEN BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Deed Doc Number | 2023050241 |
| Deed Book / Page | 3405 / 2256 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 31, 2023 |
| Property Address | 3870 E ADAMS ST, HERNANDO, FL 34442-2500 |
| Document Number | 0034052256 |
| Book / Page | 3405 / 2256 |
| Map Reference | MB 270 PG 306 |
| Instrument Date | Aug 20, 2023 |
| Instrument | 2023050241 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,298.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5879 N CARL G ROSE HWY, HERNANDO, FL 34442-2139 |
| Name | Verified Name |
|---|---|
| Address | 3870 E ADAMS ST, HERNANDO, FL 34442-2500 |
| Document Number | 0034052258 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 3405/2258 |
| Instrument | 2023050242 |
| Name | CAMPUS USA CU |
|---|---|
| Type | Credit Union |
| Address | NEWBERRY, FL 32669 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3870 E ADAMS ST, HERNANDO, FL 34442-2500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3870 E ADAMS ST, HERNANDO, FL 34442-2500 |
| Document Number | 0031081347 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 3108/1347 |
| Instrument | 2020061940 |
| Name | BRANNEN BANK |
|---|---|
| Type | Bank |
| Address | INVERNESS, FL 34450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 06, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,248.00 (+7.52%) Homeowner's exemption Additional exemption filed | $565,474 (+11.28%) Land $106,620 Building $458,854 | $565,474 (+11.28%) Land $106,620 Building $458,854 |
| 2024 | $5,811.00 (-3.7%) Homeowner's exemption Additional exemption filed | $508,138 (+18.13%) Land $96,410 Building $411,728 | $508,138 (+18.13%) Land $96,410 Building $411,728 |
| 2023 | $6,034.00 (-1.07%) Homeowner's exemption Additional exemption filed | $430,143 (-4.19%) Land $102,970 Building $327,173 | $430,143 (-4.19%) Land $102,970 Building $327,173 |
| 2022 | $6,099.00 Homeowner's exemption Additional exemption filed | $448,958 Land $83,580 Building $365,378 | $448,958 Land $83,580 Building $365,378 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 246 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-02-21000-006.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,426 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Metal Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 336,762 sqft (7.73 acres) |
| Depth X Width | 218 ft x 889 ft Depth x Width |
| Parking Spaces | 8 Parking Spaces |
| Garage Area | 594 sqft Garage |
| Patio Area | 1,840 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 414 sqft Porch |
| Pole Structure | 2,400 sqft Pole Structure |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3522632 |
|---|---|
| Street Address | 3870 E ADAMS ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-2500 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 ACCORDING TO THE BOUNDARY SURVEY FOR LOT RECONFIGURATION RECORDED IN OR BK 2788 PGS 1994 AND 1995 DESCRIBED AS FOLLOWS: |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | UNREC TRACTS IN 02-18S-19E |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 450105 |
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