3870 E 127th Ave, Thornton, CO 80241 Property Records

Adams County property record for 3870 E 127th Ave, Thornton, CO 80241

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,194 sqft · built 2014
Lot Size	0.121 acres (5,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,551 (Oct 2014)
Tax Bill	$1,169 (2025)
Deeds & Mortgages	Aug 2017 Reverse Mortgage Jan 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1573-36-1-15-026`

Property Details

APN / Parcel Number

Primary APN	`1573-36-1-15-026`
Alternative APNs	`0157336115026` `R0181728`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	3,206 sqft
1st Floor Area	1,694 sqft
Basement Area	1,094 sqft
Finished Basement	500 sqft
Unfinished Basement	594 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,256 sqft (0.121 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	80 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0181728
Street Address	3870 E 127TH AVE
City	THORNTON
State	CO
Zip	80241-3105
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	EMERALD ESTATES FLG NO 1 AMND NO 2 BLK 1 LOT 11A
Legal Range	68W
Legal Township	01S
Legal Section	36
Legal Quarter	1
Legal Subdivision	EMERALD ESTATES
Legal Block	1
Legal Lot Number	11A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1020
Census Tract	8554

Owner

Source: Adams County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3870 E 127TH AVE, THORNTON, CO 80241-3105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2017	Deed of Trust, Mortgage · Reverse Mortgage RESOLUTE BANK
Jan 14, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Jul 28, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2014 · Amount on Record
Deed Sale	Oct 9, 2014 · Amount on Record
Deed Document Number	201469814
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3870 E 127TH AVE, THORNTON, CO 80241-3105
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067522
Date	Aug 4, 2017
Instrument	2017000067522

Lender

Name	RESOLUTE BANK
Type	Bank
Address	HENDERSON, NV 89074

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	925 Months
Due	Sep 4, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.66%
Type Change Date	Aug 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	LIBOR
Max Rate	5%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3870 E 127TH AVE, THORNTON, CO 80241-3105
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004633
Date	Jan 14, 2022
Instrument	2022000004633

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	872 Months
Due	Sep 14, 2094

Interest

Rate Type	Adjustable Rate
Rate	1.78%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	3870 E 127TH AVE, THORNTON, CO 80241-3105
Document Number	0000067523
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3870 E 127TH AVE THORNTON CO 802413105, THORNTON, CO 80241-3105

Mortgage

Document Number	0000067523
Date	Aug 4, 2017
Instrument	67523

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Aug 3, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.66%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,169.00 (-65.93%)	$36,790 (-0.22%) Land $6,940 Building $29,850	$541,000 (-0.73%) Land $102,000 Building $439,000
2024	$3,431.00 (-14.72%)
2023	$4,023.00 (+3.34%)	$36,870 (+4.33%) Land $6,090 Building $30,780	$545,000 (+7.19%) Land $90,000 Building $455,000
2022	$3,893.00	$35,340 Land $11,540 Building $23,800	$508,461 Land $166,000 Building $342,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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