Lorain County property record for 3870 Cornerstone Way, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,528 sqft · built 2021 |
| Owner | Individual Name on Record |
| Last Sale | $102,000 (Jan 2021) |
| Tax Bill | $1,405 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-005-103-102 |
| Primary APN | 02-03-005-103-102 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,528 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|
| Street Address | 3870 CORNERSTONE WAY |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CORNERSTONE FARMS SUB NO 3 70.00 X 137.74 |
| Legal Subdivision | CORNERSTONE FARMS SUB |
| Legal Tract | 3 |
| Legal Lot Number | 82 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 97202 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3870 CORNERSTONE WAY, LORAIN, OH 44053-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on Record |
| Deed Sale | Jan 4, 2021 · Amount on Record |
| Deed Document Number | 2021000027 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 4, 2021 |
| Property Address | 3870 CORNERSTONE WAY, LORAIN, OH 44053-1646 |
| Document Number | 0000796582 |
| Map Reference | VOL 107 PG 57-60 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2021-0796582 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3870 CORNERSTONE WAY, LORAIN, OH 44053-1646 |
| Document Number | 0000796583 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021-0796583 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 365 Months |
| Due | Jun 1, 2051 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,405.00 | $110,260 (+270.62%) Land $29,750 Building $80,510 | $315,040 (+270.64%) Land $85,000 Building $230,040 |
| 2024 | $1,405.00 (+53.05%) | $29,750 (+90.45%) Land $29,750 | $85,000 (+90.45%) Land $85,000 |
| 2023 | $918.00 (+24.39%) | $15,621 (+0.01%) Land $15,621 | $44,630 (-) Land $44,630 |
| 2022 | $738.00 | $15,620 Land $15,620 | |
| 2021 | $44,630 Land $44,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Breezeline, Verizon.
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