3870 Compass Way, Bluff Dale, TX 76433 Property Records

Erath County property record for 3870 Compass Way, Bluff Dale, TX 76433

Property Summary

Property Type	Single Family Home
Details	1,865 sqft · built 2020
Lot Size	10.1 acres (442,787 sqft)
Owner	2 Individual Names on File
Last Sale	$349,400 (Oct 2021)
Tax Bill	$7,699 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000067322`

Property Details

APN / Parcel Number

Primary APN	`R000067322`
Alternative APN	`R.6760.00260.00.0`

Interior

Building Area	1,865 sqft Living Area
1st Floor Area	1,865 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	442,787 sqft (10.1 acres)
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft

Location & Zoning

Account Number	R.6760.00260.00.0
Street Address	3870 COMPASS WAY
City	BLUFF DALE
State	TX
Zip	76433-4294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6760 MOUNTAIN LAKES, SECTION TWO, TRACT 260R
Legal Subdivision	MOUNTAIN LAKES
Legal Tract	260
Jurisdiction	ERATH TX
Township / Civil Division	MORGAN MILL-BLUFF DALE
Census Block Group	1
Census Block	1106
Census Tract	950100

Owner

3870 Compass Way is owned and occupied by two individuals who bought it in October 2021.

Source: Erath County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3870 COMPASS WAY, BLUFF DALE, TX 76433-4294
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Vendor's Lien, Transfer · VA Mortgage AMCAP MORTGAGE LTD
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Deed Document Number	20217834
Prior Transfer Date	Sep 30, 2021
Prior Transfer Doc	202107834
Record Updated	Oct 29, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Oct 7, 2021
Property Address	3870 COMPASS WAY, BLUFF DALE, TX 76433-4294
Document Number	202107834
Map Reference	CAB B SL 262B
Instrument Date	Sep 30, 2021
Instrument	2021-07834
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	CENTRAL TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7601 W 42ND ST, 7601, ODESSA, TX 79764-9061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 COMPASS WAY, BLUFF DALE, TX 76433-4294

Mortgage

Document Number	202107835
Date	Oct 7, 2021
Instrument	2021-07835

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	3870 COMPASS WAY, BLUFF DALE, TX 76433-4294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLEGIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202006419
Date	Oct 19, 2020
Instrument	2020-06419

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3870 Compass Way was $7,699 with exemptions applied, up 42.2% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Bluff Dale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,699.00 (+42.15%)	$627,360 (+6.74%) Land $203,300 Building $424,060	$627,360 (+6.74%) Land $203,300 Building $424,060
2025	$5,416.00 Homeowner's exemption Disabled Person's exemption	$587,770 Land $182,970 Building $404,800	$587,770 Land $182,970 Building $404,800
2023	$5,326.00 (-28.11%) Homeowner's exemption	$535,480 Land $162,640 Building $372,840	$535,480 Land $162,640 Building $372,840
2022	$7,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3870 Compass Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3870 Compass Way is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES ADDITION private · serves 1,347 people · EPA ID TX0720037
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Compass Way

Nearby Streets

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