Lake County property record for 3870 Chase St, Gary, IN 46408
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 6,992 sqft · built 1970 |
| Lot Size | 8.34 acres (363,595 sqft) |
| Owner | Company Name on File |
| Last Sale | $675,000 (Jan 2022) |
| Tax Bill | $18,042 (2024) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-41-49-0019-0067 |
| Primary APN | 001-41-49-0019-0067 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 6,992 sqft Gross Area |
| 1st Floor Area | 6,992 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Asphalt |
| Lot Area | 363,595 sqft (8.34 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3870 CHASE ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-1947 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT. OF W.290FT. OF E.330FT. OF NE. NE. N. OF CENT. RIDGE RD. S.30 T.36 R.8 6.779 AC. |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 41200 |
3870 Chase St, a commercial property, is owned by a company that bought it in January 2022.
Source: Lake County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3870 CHASE ST, GARY, IN 46408-1947 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK OF INDIANA |
| May 11, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 7, 2022 | Deed, Transfer · Commercial Mortgage AMERICAN COMMUNITY BANK OF INDIANA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2022 · Amount on File |
| Deed Sale | Jan 7, 2022 · Amount on File |
| Prior Sale | Oct 23, 2014 · Amount on File |
| Deed Document Number | 2022501336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 3870 CHASE ST, GARY, IN 46408-1947 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040759 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2022-540759 |
| Name | AMERICAN COMMUNITY BANK OF INDIANA |
|---|---|
| Type | Bank |
| Address | SAINT JOHN, IN 46373 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 11, 2022 |
| Property Address | 3870 CHASE ST, GARY, IN 46408-1947 |
| Document Number | 0000015301 |
| Instrument Date | May 9, 2022 |
| Instrument | 2022-015301 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 7, 2022 |
| Property Address | 3870 CHASE ST, GARY, IN 46408-1947 |
| Document Number | 0000001336 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022-501336 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1175 TEAKWOOD CT, SCHERERVILLE, IN 46375-1099 |
| Document Number | 0000001337 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022-501337 |
| Name | AMERICAN COMMUNITY BANK OF INDIANA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 5, 2027 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $571,700 Land $436,600 Building $135,100 | $571,700 Land $436,600 Building $135,100 | |
| 2024 | $18,042.00 | ||
| 2023 | $581,400 (+23.33%) Land $436,600 Building $144,800 | $581,400 (+23.33%) Land $436,600 Building $144,800 | |
| 2022 | $14,142.00 | $471,400 Land $436,600 Building $34,800 | $471,400 Land $436,600 Building $34,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3870 Chase St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1985) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3870 Chase St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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