McCreary County property record for 3870 Beech Grove Rd, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $643 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 063-00-00-021.00 |
| Primary APN | 063-00-00-021.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,344 sqft Living Area |
| Family Room | Family Room |
| Exterior Material | Other |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 248 sqft |
| Heating System | Space Heater |
|---|
| Street Address | 3870 BEECH GROVE RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-7160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 AC & HSE DB 218/635 |
| Legal Subdivision | NEAR BEECH GRV CHURCH HOUSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | CO-OPERATIVE |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 960200 |
3870 Beech Grove Rd is owned and occupied by an individual who acquired it in March 2019.
Source: McCreary County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3870 BEECH GROVE RD, STEARNS, KY 42647-7160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK |
| Mar 18, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 15, 2019 |
| Transfer Doc | 00D218/635 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 3870 BEECH GROVE RD, STEARNS, KY 42647-7160 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M243/112 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | M243/112 |
| Instrument | 142696 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Mar 18, 2019 |
| Property Address | 3870 BEECH GROVE RD, STEARNS, KY 42647-7160 |
| Document Number | 00D218/635 |
| Book / Page | D218 / 635 |
| Map Reference | DB 177 PG 149 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 127346 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 722, STEARNS, KY 42647-0722 |
| Name | Verified Name |
|---|---|
| Address | 3870 BEECH GROVE RD, STEARNS, KY 42647-7160 |
The 2025 property tax bill for 3870 Beech Grove Rd was $643.
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $643.00 | $80,000 | $80,000 |
| 2023 | $465.00 | $57,000 | $57,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3870 Beech Grove Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3870 Beech Grove Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
No cell data coverage reported
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