387 Summit Dr, Oneida, TN 37841 Property Records

Scott County property record for 387 Summit Dr, Oneida, TN 37841

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,757 sqft · built 1994
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Sep 2003)
Tax Bill$1,635 (2025)
Deeds & MortgagesAug 2019 Mortgage
Dec 2016 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN076052B B 03500

Property Details

APN / Parcel Number

Primary APN076052B B 03500
Alternative APN
  • 052B B 03500

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,757 sqft Living Area
1st Floor Area1,584 sqft
Upper Floors Area576 sqft
Basement Area1,584 sqft
Finished Basement1,584 sqft
FlooringCarpet
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions130 ft deep x 125 ft wide
TerrainRolling
Garage TypeUnfinished
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area352 sqft
Deck Area192 sqft
Patio Area448 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address387 SUMMIT DR
CityONEIDA
StateTN
Zip37841-3337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAFAYETTE HILLS A 11
Legal SubdivisionLAFAYETTE HILLS
Legal BlockA
Legal Lot Number11
JurisdictionSCOTT TN
Township / Civil Division6
Census Block Group2
Census Block2008
Census Tract975101

Owner

Source: Scott County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address387 SUMMIT DR, ONEIDA, TN 37841-3337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS FIRST BANK
Dec 15, 2016Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS FIRST BANK OF WARTBURG
Sep 7, 2016Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS FIRST BANK OF WARTBURG
Sep 26, 2013Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS 1ST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2003 · Amount on Record
Deed SaleSep 19, 2003 · Amount on Record
Deed Document Number0000243732
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address387 SUMMIT DR, ONEIDA, TN 37841-3337
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address387 SUMMIT DR, ONEIDA, TN 37841-3337

Mortgage

Document Number0000000009/0000000174
DateAug 1, 2019
Book Page0000000009/0000000174
Instrument19002005
Lender
NameCITIZENS FIRST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address387 SUMMIT DR, ONEIDA, TN 37841-3337
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000305/662
DateDec 15, 2016
Book Page305/662
Lender
NameCITIZENS FIRST BANK OF WARTBURG
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address387 SUMMIT DR, ONEIDA, TN 37841-3337
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000303/671
DateSep 7, 2016
Book Page303/671
Lender
NameCITIZENS FIRST BANK OF WARTBURG
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address387 SUMMIT DR, ONEIDA, TN 37841-3337
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000283/548
DateSep 26, 2013
Book Page283/548
Lender
NameCITIZENS 1ST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2023

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyScott County
Unified School DistrictOneida Special School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,635.00$83,325 (-) Land $2,400 Building $80,925
2023$83,325 Land $2,400 Building $80,925$333,300 Land $9,600 Building $323,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 81% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Highland Telephone Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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