Decatur County property record for 387 Spence Store Loop, Holladay, TN 38341 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,943 sqft · built 1965 |
| Lot Size | 11 acres (479,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $6,000 (Jun 1998) |
| Tax Bill | $1,150 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020006 03000 |
| Primary APN | 020006 03000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,943 sqft Living Area |
| 1st Floor Area | 1,943 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 479,160 sqft (11 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 1,110 sqft |
| Carport | Carport |
| Carport Area | 1,110 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 800 sqft |
| Canopy | 1 sqft |
| Utility Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 387 SPENCE STORE LOOP |
|---|---|
| City | HOLLADAY |
| State | TN |
| Zip | 38341-6432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08, COUNTY AREA: Q01 |
| Jurisdiction | DECATUR TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 955001 |
Source: Decatur County records · APN 020006 03000
Assessment roll updated January 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 387 SPENCE STORE LOOP, HOLLADAY, TN 38341-6432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Apr 18, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 1998 · Amount on Record |
| Deed Sale | Jun 06, 1998 · Amount on Record |
| Prior Sale | Nov 18, 1997 · Amount on Record |
| Deed Book / Page | 138 / 544 |
| Transfer Doc | 0001380544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR TN |
| Recording Date | May 01, 2026 |
| Property Address | 387 SPENCE STORE LOOP, HOLLADAY, TN 38341-6432 |
| Document Number | 0000000875 |
| Book / Page | 398 / 560 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026875 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 387 SPENCE STORE LOOP, HOLLADAY, TN 38341-6432 |
| Document Number | 0000000875, |
|---|---|
| Date | May 01, 2026 |
| Book Page | 398/560 |
| Instrument | 2026875 |
| Name | FIRST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 21, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DECATUR TN |
| Recording Date | Apr 18, 2019 |
| Property Address | 387 SPENCE STORE LOOP, HOLLADAY, TN 38341-6432 |
| Document Number | 0000079959 |
| Book / Page | 000338 / 000296 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 79959 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 387 SPENCE STORE LOOP HOLLADAY TN 383416432, HOLLADAY, TN 38341-6432 |
| Document Number | 79960 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 000338/000299 |
| Instrument | 79960 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 17, 2034 |
Source: Decatur County records · Assessment roll updated January 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Decatur County |
| Unified School District | Decatur County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,150.00 | $70,150 (+137.39%) Land $12,900 Building $57,250 | $280,600 (+137.39%) Land $51,600 Building $229,000 |
| 2023 | $29,550 (-) Land $5,500 Building $24,050 | ||
| 2022 | $29,550 Land $5,500 Building $24,050 | $118,200 (-) Land $22,000 Building $96,200 | |
| 2020 | $118,200 Land $22,000 Building $96,200 |
Source: FEMA National Flood Hazard Layer, Decatur County (47039C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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