387 Sisters Ferry Rd, Clyo, GA 31303 Property Records

Effingham County property record for 387 Sisters Ferry Rd, Clyo, GA 31303

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,999 sqft · built 2000
Lot Size	34.9 acres (1,520,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,665 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04380-011-000`

Property Details

APN / Parcel Number

Primary APN	`04380-011-000`
Alternative APNs	`00830111000` `04380011` `16652`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,999 sqft Heated Area
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	1,520,680 sqft (34.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	1,172 sqft
Patio Area	1,172 sqft
Canopy	240 sqft
Utility Building	240 sqft
Pole Barn	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16652
Street Address	387 SISTERS FERRY RD
City	CLYO
State	GA
Zip	31303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	34.91 AC PAR 4 2017 CUVA
Legal Subdivision	GEORGE G ALLEN
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2003
Census Tract	30206

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 182, CLYO, GA 31303-0182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2000
Deed Sale	Feb 4, 2000
Deed Book / Page	623 / 280
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	387 SISTERS FERRY RD, CLYO, GA 31303
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2398/905
Date	Apr 7, 2017
Book Page	2398/905
Instrument	002926

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,147 (+1.1%) Land $42,788 Building $139,359	$455,370 (+1.1%) Land $106,971 Building $348,399
2025	$4,665.00 (-0.36%) Homeowner's exemption	$180,168 (-6.4%) Land $40,808 Building $139,360	$450,419 (-6.4%) Land $102,020 Building $348,399
2024	$4,682.00 (+4.67%) Homeowner's exemption	$192,478 (+6.91%) Land $40,808 Building $151,670	$481,194 (+6.91%) Land $102,020 Building $379,174
2022	$4,473.00 Homeowner's exemption	$180,034 Land $40,808 Building $139,226	$450,084 Land $102,020 Building $348,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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