387 Putnam Hill Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 387 Putnam Hill Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1985
Lot Size	3.17 acres (138,370 sqft)
Owner	Individual Name on File
Last Sale	$599,000 (Jan 2022)
Tax Bill	$8,404 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0049 P:210`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0049 P:210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	4,008 sqft
1st Floor Area	1,272 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	138,370 sqft (3.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	387 PUTNAM HILL RD
City	SUTTON
State	MA
Zip	01590-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4026
Census Tract	751101

Owner

387 Putnam Hill Rd is owned and occupied by an individual who bought it in January 2022.

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	387 PUTNAM HILL RD, SUTTON, MA 01590-1653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Dec 12, 2018	Quit Claim Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP
Feb 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on File
Deed Sale	Jan 14, 2022 · Amount on File
Prior Sale	Dec 12, 2018 · Amount on File
Deed Book / Page	66952 / 246
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jan 14, 2022
Property Address	387 PUTNAM HILL RD, SUTTON, MA 01590-1653
Document Number	066952-246
Book / Page	66952 / 246
Instrument Date	Jan 14, 2022
Instrument	6031
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 PUTNAM HILL RD, SUTTON, MA 01590-1653

Mortgage

Document Number	0000006032
Date	Jan 14, 2022
Instrument	6032

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Dec 12, 2018
Property Address	387 PUTNAM HILL RD, SUTTON, MA 01590-1653
Document Number	59807-107
Book / Page	59807 / 107
Instrument Date	Dec 7, 2018
Instrument	131226
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 PUTNAM HILL RD, SUTTON, MA 01590-1653

Mortgage

Document Number	131227
Date	Dec 12, 2018
Instrument	131227

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	387 PUTNAM HILL RD, SUTTON, MA 01590-1653
Document Number	58439-359
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58439-359
Date	Feb 15, 2018
Book Page	058439/000359
Instrument	15019

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 14, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 387 Putnam Hill Rd was $8,404, up 0.2% from the year before.

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,404.00 (+0.23%)	$727,600 (+4.3%) Land $214,300 Building $513,300	$624,751
2025	$8,385.00 (-2.9%)	$697,600 (+2.44%) Land $198,300 Building $499,300
2024	$8,635.00 (+62.28%)	$681,000 (+77.25%) Land $188,400 Building $492,600	$703,190
2023	$5,321.00	$384,200 Land $171,600 Building $212,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 387 Putnam Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 387 Putnam Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

4G LTE only, no 5G reported

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