387 Pleasant View Dr, Berea, KY 40403 Property Records

Rockcastle County property record for 387 Pleasant View Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	2,128 sqft · built 2001
Lot Size	0.933 acres (40,641 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Jul 2024)
Tax Bill	$248 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`041-00-012.12`

Property Details

APN / Parcel Number

Primary APN	`041-00-012.12`
Alternative APNs	`1602901` `1370201` `39301`

Interior

Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	40,641 sqft (0.933 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	1370201
Street Address	387 PLEASANT VIEW DR
City	BEREA
State	KY
Zip	40403-8853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.933 ACRE & 2001 CHAMPION
Legal Tract	11-12
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	CONWAY
Census Block Group	2
Census Block	2010
Census Tract	950100

Owner

387 Pleasant View Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Rockcastle County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	387 PLEASANT VIEW DR, BEREA, KY 40403-8853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC
Nov 24, 2008	Deed of Trust, Mortgage · FHA Mortgage BEAN & WHITAKER MORTGAGE CORP
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC
Jul 16, 2024	Deed, Transfer
Sep 29, 2020	Deed, Transfer
Aug 18, 2015	Special Warranty Deed, Transfer PBK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2024 · Amount on File
Deed Sale	Jul 16, 2024 · Amount on File
Prior Sale	Jul 12, 2024 · Amount on File
Deed Book / Page	293 / 22
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	387 PLEASANT VIEW DR, BEREA, KY 40403-8853
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000365/294
Date	Dec 8, 2025
Book Page	365/294
Instrument	426928

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	387 PLEASANT VIEW DR, BEREA, KY 40403-8853
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG214/134
Date	Nov 24, 2008
Book Page	MTG 214/134
Instrument	108648

Lender

Name	BEAN & WHITAKER MORTGAGE CORP
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Sep 1, 2037

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Recording Date	May 11, 2026
Property Address	387 PLEASANT VIEW DR, BEREA, KY 40403-8853
Document Number	0370000174
Book / Page	370 / 174
Instrument Date	May 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 PLEASANT VIEW DR, BEREA, KY 40403-8853

Mortgage

Document Number	0370000174,
Date	May 11, 2026
Book Page	370/174

Lender

Name	WHITAKER BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Jul 16, 2024
Property Address	387 PLEASANT VIEW DR, BEREA, KY 40403-8853
Document Number	0000293/22
Book / Page	293 / 22
Instrument Date	Jul 16, 2024
Instrument	398088
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	580 W SHORT ST, LEXINGTON, KY 40507-1255

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	411 PLEASANT VIEW DR, BEREA, KY 40403-8856

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Sep 29, 2020
Property Address	387 PLEASANT VIEW DR, BEREA, KY 40403-8853
Document Number	00D274/415
Book / Page	D274 / 415
Instrument Date	Sep 28, 2020
Instrument	365282
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 W MAIN ST, MOUNT VERNON, KY 40456-2501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 173, EAST BERNSTADT, KY 40729-0173
Investor	Possibly a Property Investor

August 2015: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Aug 18, 2015
Property Address	387 PLEASANT VIEW DR, BEREA, KY 40403-8853
Document Number	DEED253/161
Book / Page	DEED 253 / 161
Instrument Date	Jul 4, 2015
Instrument	137898
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7500 OLD GEORGETOWN RD STE 1300, 1300, BETHESDA, MD 20814-6198

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	620 W MAIN ST, MOUNT VERNON, KY 40456-2501

Mortgage

Document Number	0000137903
Date	Aug 18, 2015
Instrument	137903

Lender

Name	PBK BANK

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 5, 2025

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$30,000	$30,000
2023	$248.00	$30,000	$30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 387 Pleasant View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 387 Pleasant View Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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