387 Phelps Rd, West Point, MS 39773 Property Records

Clay County property record for 387 Phelps Rd, West Point, MS 39773

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,903 sqft · built 2010
Lot Size8.9 acres (387,684 sqft)
OwnerIndividual Name on File
Last Sale$107,000 (Oct 2021)
Tax Bill$1,198 (2025)
Deeds & MortgagesApr 2022 Mortgage
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN080B 11A 0130600

Property Details

APN / Parcel Number

Primary APN080B 11A 0130600

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Building Area1,903 sqft Finished Area
1st Floor Area1,750 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Roof TypeHip
Roof MaterialShingle
Lot Area387,684 sqft (8.9 acres)

Location & Zoning

Street Address387 PHELPS RD
CityWEST POINT
StateMS
Zip39773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 11 T 17 R 05 PT SE 1/4 NW 1/4 & PT NE 1/4 SW 1/4 DB 311/599
Legal Range05E
Legal Township17
Legal Section11
JurisdictionCLAY MS
Township / Civil Division3
Census Block Group3
Census Block3026
Census Tract950100

Owner

Source: Clay County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address387 PHELPS RD, WEST POINT, MS 39773
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Deed of Trust, Mortgage · FHA Mortgage
STOCKTON MORTGAGE CORP
Apr 29, 2022Warranty Deed, Transfer · FHA Mortgage
STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 4, 2021 · Amount on Record
Deed SaleOct 4, 2021 · Amount on Record
Deed Document Number20215667
Deed Book / Page309 / 576
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address387 PHELPS RD, WEST POINT, MS 39773
Transaction TypeMortgage
Record UpdatedMay 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000543/913
DateApr 29, 2022
Book Page543/913
Instrument2022001618
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MS
Recording DateApr 29, 2022
Property Address387 PHELPS RD, WEST POINT, MS 39773
Document Number000311/599
Book / Page311 / 599
Instrument DateApr 29, 2022
Instrument2022001617
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address39 NOTTINGHAM LN, COLUMBUS, MS 39705-3086

Transferred To (Grantee/Buyer)

NameVerified Name
Address387 PHELPS RD, WEST POINT, MS 39773

Mortgage

Document Number2022001618
DateApr 29, 2022
Instrument2022001618
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,198.00 (-40.25%)$20,663 (-) Land $4,020 Building $16,643$137,753 (-) Land $26,800 Building $110,953
2024$20,663 (+16.96%) Land $4,020 Building $16,643$137,753 (+16.96%) Land $26,800 Building $110,953
2023$2,005.00 (+1.52%)$17,666 Land $4,020 Building $13,646$117,773 Land $26,800 Building $90,973
2022$1,975.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
4-County Fiber
Fiber
1,000 / 1,000
Telapex
Fixed Wireless
100 / 20

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