St. Johns County property record for 387 Palisade Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,304 sqft · built 2016 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $699,000 (Aug 2024) |
| Tax Bill | $10,555 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010012-1350 |
| Primary APN | 010012-1350 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,304 sqft Living Area |
| Gross Area | 3,832 sqft |
| 1st Floor Area | 2,004 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 387 PALISADE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80/36-38 SHEARWATER PHASE 1-3 REPLAT LOT 135 OR6002/967 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | SHEARWATER PHASE 1-3 REPLAT |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 135 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 010012-1350
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 387 PALISADE DR, SAINT AUGUSTINE, FL 32092-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JAX FCU |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NP INC |
| Jan 04, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2024 · Amount on Record |
| Deed Sale | Aug 13, 2024 · Amount on Record |
| Prior Sale | Jan 04, 2017 · Amount on Record |
| Deed Document Number | 202463850 |
| Deed Book / Page | 6002 / 967 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 387 PALISADE DR, SAINT AUGUSTINE, FL 32092-1137 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 387 PALISADE DR, SAINT AUGUSTINE, FL 32092-1137 |
| Document Number | 0063231697 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 6323/1697 |
| Instrument | 2026022037 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Apr 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 387 PALISADE DR, SAINT AUGUSTINE, FL 32092-1137 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 387 PALISADE DR, SAINT AUGUSTINE, FL 32092-1137 |
| Document Number | 0051780772 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 5178/772 |
| Instrument | 2021016114 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 387 PALISADE DR, SAINT AUGUSTINE, FL 32092-1137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050751264 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 5075/1264 |
| Instrument | 2020092896 |
| Name | NP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 04, 2017 |
| Property Address | 387 PALISADE DR, SAINT AUGUSTINE, FL 32092-1137 |
| Document Number | 0043111246 |
| Book / Page | 4311 / 1246 |
| Map Reference | MB80 PG36-38 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 2017000506 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | AMERICAN HOME TITLE AND ESCR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1560 WELLS RDA, 1560, ORANGE PARK, FL 32073 |
| Name | Verified Name |
|---|---|
| Address | 387 PALISADE DR, SAINT AUGUSTINE, FL 32092-1137 |
| Document Number | 2017000507 |
|---|---|
| Date | Jan 04, 2017 |
| Instrument | 2017000507 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $557,697 (-6.95%) Land $120,000 Building $437,697 | $557,697 (-6.95%) Land $120,000 Building $437,697 | |
| 2025 | $10,555.00 (+32.93%) Homeowner's exemption | $599,343 (+37.06%) | $599,343 (-0.94%) Land $120,000 Building $479,343 |
| 2024 | $7,940.00 (+1.94%) Homeowner's exemption | $437,278 (+3%) | $605,056 (-1.02%) Land $105,500 Building $499,556 |
| 2023 | $7,789.00 (+15.32%) Homeowner's exemption | $424,542 (+17.2%) | $611,267 (+22.31%) Land $105,500 Building $505,767 |
| 2022 | $6,754.00 Homeowner's exemption | $362,225 | $499,756 Land $95,200 Building $404,556 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 53 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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