387 N 5th St, Timpson, TX 75975 Property Records

Shelby County property record for 387 N 5th St, Timpson, TX 75975

Property Summary

Property Type	Single Family Home
Details	3,308 sqft · built 1978
Lot Size	2.69 acres (117,351 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,922 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R11190`

Property Details

APN / Parcel Number

Primary APN	`R11190`
Alternative APN	`0200450015003800`

Interior

Full Baths	4 Baths
Building Area	3,308 sqft Living Area
Gross Area	6,366 sqft
1st Floor Area	3,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	117,351 sqft (2.69 acres)
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	02-0045-0015-0038-00
Street Address	387 N 5TH ST
City	TIMPSON
State	TX
Zip	75975-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0045 BRADLEY JOHN W & WIFE SUR BLK 15 TR 38 2.694 ACRES FRMLY TOMMY EAKIN - 387 NORTH FIFTH STREET
Legal Subdivision	BRADLEY JOHN W & WIFE
Legal Tract	38
Legal Block	15
Jurisdiction	SHELBY TX
Township / Civil Division	TIMPSON
Census Block Group	2
Census Block	2033
Census Tract	950200

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	387 N 5TH ST, TIMPSON, TX 75975-5124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TX
Property Address	387 N 5TH ST, TIMPSON, TX 75975-5124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003727
Date	Dec 8, 2020
Instrument	2020003727

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	TYLER, TX 75703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Nov 24, 2030

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 24, 2025
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	Prime Rate
Max Rate	10.5%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TX
Property Address	387 N 5TH ST, TIMPSON, TX 75975-5124
Transaction Type	Mortgage
Record Updated	Apr 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017001111
Date	Apr 4, 2017
Instrument	2017001111

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 21, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Shelby County
Municipality	Timpson City
Unified School District	Timpson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,922.00 (+180.3%) Homeowner's exemption Senior Citizen's exemption	$250,800 (+0.34%)	$282,630 (+13.07%) Land $29,370 Building $253,260
2025	$1,756.00 (-40.97%) Homeowner's exemption Senior Citizen's exemption	$249,960 (+32.65%) Land $18,670 Building $231,290	$249,960 (+32.65%) Land $18,670 Building $231,290
2023		$188,430 Land $16,240 Building $172,190	$188,430 Land $16,240 Building $172,190
2022	$2,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TIMPSON serves 1,549 people · EPA ID TX2100003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Dec 2023
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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