387 Morris Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 387 Morris Rd, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · built 2020
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on File
Last Sale	$452,500 (Aug 2020)
Tax Bill	$4,484 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-30-00-203.02`

Property Details

APN / Parcel Number

Primary APN	`027-30-00-203.02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stone
Foundation Type	Concrete
Lot Area	7,667 sqft (0.176 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	387 MORRIS RD
City	COVINGTON
State	KY
Zip	41011-3767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEYERIDGE SEC 1 LOT 2 0.176 ACS
Legal Subdivision	MEYERIDGE
Legal Phase	1
Legal Lot Number	2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1007
Census Tract	64800

Owner

387 Morris Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	387 MORRIS RD, COVINGTON, KY 41011-3767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Jun 17, 2019 · Amount on File
Deed Document Number	20205900202
Deed Book / Page	35 / 790
Prior Transfer Date	Apr 29, 2019
Prior Transfer Doc	0005900090
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 5, 2020
Property Address	387 MORRIS RD, FT WRIGHT, KY 41011-3767
Document Number	0000000203
Book / Page	000035 / 000790
Instrument Date	Jul 31, 2020
Instrument	203
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	387 MORRIS RD COVINGTON KY 410113767, COVINGTON, KY 41011-3767

Mortgage

Document Number	0000000203
Date	Aug 5, 2020
Book Page	000M79/000187
Instrument	203

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 387 Morris Rd was $4,484.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,500 (-) Land $45,000 Building $407,500	$452,500 (-) Land $45,000 Building $407,500
2025	$4,484.00	$452,500 Land $45,000 Building $407,500	$452,500 Land $45,000 Building $407,500
2023	$4,823.00	$452,500 Land $53,500 Building $399,000	$452,500 Land $53,500 Building $399,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 387 Morris Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1993 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 387 Morris Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20