387 Moonlight Trl, Seven Devils (Banner Elk), NC 28604 Property Records

Avery County property record for 387 Moonlight Trl, Seven Devils, NC 28604 · Last verified December 2025

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 3 ba · 1,610 sqft · built 1999
Owner	2 Individual Names on File
Last Sale	$285,000 (Nov 2017)
Tax Bill	$2,978 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`68731`

Property Details

APN / Parcel Number

Primary APN	`68731`
Alternative APN	`18680032979300000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,610 sqft Heated Area
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	6 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt

Exterior Amenities

Porch	Open Porch
Porch Area	280 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	68731
Street Address	387 MOONLIGHT TRL
City	SEVEN DEVILS
State	NC
Zip	28604-8482
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	SD 09 088 PLAT 1-110
Legal Subdivision	SEVEN DEVILS RESIDENCE SEC 9
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1062
Census Tract	930100

Owner

Source: Avery County records · APN 68731

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2624 BLOOMSBERRY RIDGE DR, FUQUAY VARINA, NC 27526-7291
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOPRIME MTG
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage BLUE RIDGE BK

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Prior Sale	Sep 09, 2005 · Amount on Record
Deed Document Number	0005141086
Deed Book / Page	514 / 1086
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	387 MOONLIGHT TRL, SEVEN DEVILS, NC 28604-8482
Document Number	0005490101
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	387 MOONLIGHT TRL SEVEN DEVILS NC 286048482, SEVEN DEVILS, NC 28604-8482

Mortgage

Document Number	0005490101
Date	Sep 18, 2020
Book Page	000549/000101
Instrument	4999

Lender

Name	GOPRIME MTG
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Nov 20, 2017
Property Address	387 MOONLIGHT TRL, SEVEN DEVILS, NC 28604-8482
Document Number	0005141086
Book / Page	000514 / 001086
Instrument Date	Nov 14, 2017
Instrument	4607
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2624 BLOOMSBERRY RIDGE DR FUQUAY VARINA NC 275267291, FUQUAY VARINA, NC 27526-7291

Mortgage

Document Number	4608
Date	Nov 20, 2017
Instrument	4608

Lender

Name	BLUE RIDGE BK
Type	Bank
Address	GREENSBORO, NC 27409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Seven Devils Town
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,978.00 (+111.06%)	$342,300 (-2.98%) Land $46,000 Building $296,300	$342,300 (-2.98%) Land $46,000 Building $296,300
2023	$1,411.00 (-4.92%)	$352,800 (-) Land $46,000 Building $306,800	$352,800 (-) Land $46,000 Building $306,800
2022	$1,484.00	$352,800 Land $46,000 Building $306,800	$352,800 Land $46,000 Building $306,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119301001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 43 individual NFIP policies nearby
Nearby Flood Policies	47 units insured 4 under condo master policies
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Moonlight Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures