387 Main St, Saco, ME 04072 Property Records

York County and Saco City property record for 387 Main St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1957
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,377 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit May 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S3375R`

Property Details

APN / Parcel Number

Primary APN	`S3375R`
Alternative APNs	`SACO M:032 L:127 U:000-000` `M:032 L:127 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	4,603 sqft
1st Floor Area	1,484 sqft
Attic	Attic
Attic Area	1,484 sqft
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	S3375R
Street Address	387 MAIN ST
City	SACO
State	ME
Zip	04072-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	127
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2018
Census Tract	5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

387 Main St is owned and occupied by two individuals who acquired it in February 2026.

Source: York County and Saco City records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	387 MAIN ST, FRYEBURG, ME 04037-1132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS
May 27, 2025	Deed of Trust, Mortgage · Line of Credit EMPEOPLE CREDIT UNION
Feb 24, 2026	Deed, Transfer
Aug 23, 2022	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026
Deed Sale	Feb 24, 2026
Prior Sale	Aug 23, 2022 · Amount on File
Deed Document Number	20265946
Deed Book / Page	19848 / 113
Transfer Doc	15811-0318
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	387 MAIN ST, SACO, ME 04072-1520
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187780269
Date	Aug 23, 2021
Book Page	18778/269
Instrument	2021049493

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	387 MAIN ST, SACO, ME 04072-1520
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196650874
Date	May 27, 2025
Book Page	19665/874
Instrument	2025016405

Lender

Name	EMPEOPLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BUXTON ME
Recording Date	Feb 24, 2026
Property Address	387 MAIN ST, SACO, ME 04072-1520
Document Number	0198480113
Book / Page	19848 / 113
Instrument Date	Feb 2, 2026
Instrument	2026005946
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 MAIN ST, FRYEBURG, ME 04037-1132

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Aug 23, 2022
Property Address	387 MAIN ST, SACO, ME 04072-1520
Document Number	0190970909
Book / Page	19097 / 909
Instrument Date	Aug 22, 2022
Instrument	2022036444
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	14 WASHINGTON AVE, SACO, ME 04072-2004

Mortgage

Document Number	2022036445
Date	Aug 23, 2022
Instrument	2022036445

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 387 Main St was $6,377, up 1.4% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,377.00 (+1.45%)	$449,100 (+0.38%) Land $159,100 Building $290,000
2024	$6,286.00	$447,400 Land $159,100 Building $288,300	$524,020
2022	$5,930.00	$323,500 Land $121,200 Building $202,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 387 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 387 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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