387 Lake Five Dr, Colgate, WI 53017 Property Records

Washington County property record for 387 Lake Five Dr, Colgate, WI 53017

Property Summary

Property Type	Single Family Home
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Dec 2023)
Tax Bill	$3,409 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`V10-1299033`

Property Details

APN / Parcel Number

Primary APN	`V10-1299033`

Exterior

Lot Area	42,689 sqft (0.98 acres)

Location & Zoning

Street Address	387 LAKE FIVE DR
City	COLGATE
State	WI
Zip	53017-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NE+NW LAKE FIVE HILLS SO LOT 47 DOC 1588679
Legal Range	19E
Legal Township	09N
Legal Section	33
Legal Subdivision	LAKE FIVE HILLS
Legal Lot Number	47
Jurisdiction	WASHINGTON WI
Township / Civil Division	RICHFIELD
Census Block Group	4
Census Block	4004
Census Tract	460101

Owner

Source: Washington County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	387 LAKE FIVE DR, COLGATE, WI 53017-9745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Warranty Deed, Transfer · Conventional Mortgage EMPEOPLE CU
Jul 25, 2022	Transfer on Death Deed, Transfer
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Dec 5, 2023 · Amount on Record
Deed Document Number	20231588679
Prior Transfer Date	Jul 15, 2022
Prior Transfer Doc	0001565388
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON WI
Recording Date	Dec 5, 2023
Property Address	387 LAKE FIVE DR, COLGATE, WI 53017-9745
Document Number	0001588679
Instrument Date	Dec 1, 2023
Instrument	1588679
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	AMER TITLE, MERIT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 LAKE FIVE DR, COLGATE, WI 53017-9745

Mortgage

Document Number	0001588680
Date	Dec 5, 2023
Instrument	1588680

Lender

Name	EMPEOPLE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Max Rate	11.7%

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WASHINGTON WI
Recording Date	Jul 25, 2022
Property Address	387 LAKE FIVE DR, COLGATE, WI 53017-9745
Document Number	0001565388
Instrument Date	Jul 15, 2022
Instrument	1565388
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON WI
Property Address	387 LAKE FIVE DR, COLGATE, WI 53017-9745
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 LAKE FIVE DR, COLGATE, WI 53017-9745

Mortgage

Document Number	0001555772
Date	Feb 15, 2022
Instrument	1555772

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Washington County
Municipality	Richfield Village
Unified School District	Germantown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,409.00 (+17.11%) Homeowner's exemption	$233,600 (-) Land $84,600 Building $149,000	$340,708 (+13.13%) Land $123,390 Building $217,318
2023	$2,911.00 (+3.52%) Homeowner's exemption	$233,600 (-) Land $84,600 Building $149,000	$301,165 (+23.63%) Land $109,069 Building $192,096
2022	$2,812.00 Homeowner's exemption	$233,600 Land $84,600 Building $149,000	$243,601 Land $88,222 Building $155,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bertram Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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