387 High St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 387 High St, Cumberland, RI 02864

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,288 sqft · built 2014
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Apr 2008)
Tax Bill	$5,487 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9146-76`

Property Details

APN / Parcel Number

Primary APN	`9146-76`
Alternative APN	`CUMB M:004 B:0125 L:000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,288 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9146-76
Street Address	387 HIGH ST
City	CUMBERLAND
State	RI
Zip	02864-7919
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	110
Legal Block	125
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2009
Census Tract	11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	387 HIGH ST, CUMBERLAND, RI 02864-7919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION
Jun 9, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL ONE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2008 · Amount on Record
Deed Sale	Apr 30, 2008 · Amount on Record
Prior Sale	Mar 20, 2008 · Amount on Record
Deed Book / Page	1423 / 708
Transfer Doc	1418-637
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	387 HIGH ST, CUMBERLAND, RI 02864-7919
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002008-820
Date	Aug 21, 2025
Book Page	2008/820
Instrument	150722

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	387 HIGH ST, CUMBERLAND, RI 02864-7919
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001892-143
Date	Jun 9, 2021
Book Page	1892/143
Instrument	124783

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	387 HIGH ST, CUMBERLAND, RI 02864-7919
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001936-696
Date	Jul 27, 2022
Book Page	1936/696
Instrument	134307

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,487.00 (+6.05%)	$548,200 (+3%) Land $182,200 Building $366,000	$572,379
2025	$5,174.00 (+5.59%)	$421,700 (-) Land $92,500 Building $329,200
2023	$4,900.00 (+33.08%)	$421,700 (+71.7%) Land $92,500 Building $329,200
2022	$3,682.00	$245,600 Land $67,900 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–1987)
Most Recent Claim	Apr 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on High St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures