387 Hemlock Ln, Mineral, VA 23117 Property Records

Louisa County property record for 387 Hemlock Ln, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$556,000 (Mar 2013)
Tax Bill	$6,885 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit May 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`30D 1 58`

Property Details

APN / Parcel Number

Primary APN	`30D 1 58`
Alternative APNs	`899` `871`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,756 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	420 sqft
Boat Access	Boat Access
Boat House	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	871
Street Address	387 HEMLOCK LN
City	MINERAL
State	VA
Zip	23117-4647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PINE HARBOUR SUB SECTION 1 LOT 58 DB 1957/501 1.01AC
Legal Subdivision	PINE HARBOUR SUB
Legal Lot Number	58
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	3
Census Block	3017
Census Tract	950202

Owner

387 Hemlock Ln is owned and occupied by two individuals who acquired it in May 2024.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	387 HEMLOCK LN, MINERAL, VA 23117-4647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 28, 2024	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2013 · Amount on File
Deed Sale	Mar 25, 2013 · Amount on File
Deed Document Number	20131862
Deed Book / Page	1315 / 809
Last Transfer Date	May 17, 2024
Transfer Doc	001957/501
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	387 HEMLOCK LN, MINERAL, VA 23117-4647
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001969/776
Date	Aug 13, 2024
Book Page	1969/776
Instrument	202400007067

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LOUISA VA
Recording Date	May 28, 2024
Property Address	387 HEMLOCK LN, MINERAL, VA 23117-4647
Document Number	001957/501
Book / Page	1957 / 501
Map Reference	MB 556 PG 324
Instrument Date	May 17, 2024
Instrument	202400004660
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 HEMLOCK LN, MINERAL, VA 23117-4647

Tax Assessment & Valuation

The 2025 property tax bill for 387 Hemlock Ln was $6,885, up 10.8% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,042,980 (+9.06%) Land $502,700 Building $540,280	$1,042,980 (+9.06%) Land $502,700 Building $540,280
2025	$6,885.00 (+10.78%)	$956,300 Land $468,700 Building $487,600	$956,300 Land $468,700 Building $487,600
2024	$6,215.00
2023		$806,600 Land $385,600 Building $421,000
2022	$3,771.00		$806,600 Land $385,600 Building $421,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 387 Hemlock Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 387 Hemlock Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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