387 Forest Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 387 Forest Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,857 sqft · built 1924
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$1,700,000 (Jul 2010)
Tax Bill	$41,010 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Apr 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`551400 146-19-3-1`

Property Details

APN / Parcel Number

Primary APN	`551400 146-19-3-1`
Alternative APN	`140014601900030010000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,857 sqft Living Area
1st Floor Area	1,470 sqft
2nd Floor Area	925 sqft
Upper Floors Area	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	387 FOREST AVE
City	RYE
State	NY
Zip	10580-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	RYAN PARK
Legal Block	3
Legal Lot Number	1.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1009
Census Tract	7600

Owner

387 Forest Ave is owned and occupied by two individuals who bought it in July 2010.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	387 FOREST AVE, RYE, NY 10580-3628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 25, 2019	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2010 · Amount on File
Deed Sale	Jul 19, 2010 · Amount on File
Prior Sale	Sep 25, 1996 · Amount on File
Deed Document Number	2010501813208
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	387 FOREST AVE, RYE, NY 10580-3628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREEDOM ABSTRACT NY JP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591563263
Date	Jun 5, 2019
Instrument	591563263

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	387 FOREST AVE, RYE, NY 10580-3628
Document Number	0591563264
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	FREEDOM ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	387 FOREST AVE RYE NY 105803628, RYE, NY 10580-3628

Mortgage

Document Number	0591563264
Date	Jun 5, 2019
Book Page	059156/003264

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2026 property tax bill for 387 Forest Ave was $41,010, up 187.7% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$41,010.00 (+187.71%)
2025	$14,254.00	$32,350 (-) Land $5,650 Building $26,700	$2,741,526 (+6.78%) Land $478,814 Building $2,262,712
2024		$32,350 (-) Land $5,650 Building $26,700	$2,567,461 (+2.38%) Land $448,413 Building $2,119,048
2023		$32,350 Land $5,650 Building $26,700	$2,507,752 Land $437,985 Building $2,069,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 387 Forest Ave in Zone X, an area of minimal flood risk, though there have been 88 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	88 (1978–2023)
Claims Outside the SFHA	44 of 88
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Sandy, Oct 2012 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 387 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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