387 E Main St, Belhaven, NC 27810 Property Records

Beaufort County property record for 387 E Main St, Belhaven, NC 27810

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 885 sqft · built 1900
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Jun 2023)
Tax Bill$1,196 (2026)
Deeds & MortgagesJun 2023 Sale
Jun 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN7605-89-1044

Property Details

APN / Parcel Number

Primary APN7605-89-1044
Alternative APN
  • 29120

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area885 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address387 E MAIN ST
CityBELHAVEN
StateNC
Zip27810-1541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description1 L 315 E MAIN ST
Legal Lot Number315
JurisdictionBEAUFORT NC
Township / Civil DivisionPANTEGO
Census Block Group2
Census Block2043
Census Tract930102

Owner

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address812 HUBS REC RD, BELHAVEN, NC 27810-9336
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Warranty Deed, Transfer
Jun 15, 2023Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2023 · Amount on Record
Deed SaleJun 15, 2023 · Amount on Record
Prior SaleJul 17, 2015 · Amount on Record
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT NC
Recording DateJun 15, 2023
Property Address387 E MAIN ST, BELHAVEN, NC 27810-1541
Document Number002141/466
Book / Page2141 / 466
Instrument DateMay 27, 2023
Instrument2023002889
Transaction TypeTransfer
Record UpdatedSep 7, 2023

Transaction

AmountAmount Recorded
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4845 RAWLS CHURCH RD, FUQUAY VARINA, NC 27526-6240

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address812 HUBS REC RD, BELHAVEN, NC 27810-9336

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT NC
Recording DateJun 15, 2023
Property Address387 E MAIN ST, BELHAVEN, NC 27810-1541
Document Number002141/466
Book / Page2141 / 466
Instrument DateMay 27, 2023
Instrument2023002889
Transaction TypeTransfer
Record UpdatedSep 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4845 RAWLS CHURCH RD, FUQUAY VARINA, NC 27526-6240

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address812 HUBS REC RD, BELHAVEN, NC 27810-9336

Mortgage

Document Number002141/470
DateJun 15, 2023
Book Page2141/470
Instrument2023002891
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateJul 1, 2028
Change Frequency5 Years
Min Rate At Change3%
Max Rate At Change7%
Index5-Year TN
Max Rate11%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBeaufort County
MunicipalityBelhaven Town
Unified School DistrictBeaufort County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,196.00 (+34.99%)$116,558 (+100.36%) Land $43,500 Building $73,058
2025$116,558 (+100.36%) Land $43,500 Building $73,058
2023$886.00 (+0.57%)$58,173 (-) Land $30,000 Building $28,173
2022$881.00$58,173 Land $30,000 Building $28,173$58,173 (-) Land $30,000 Building $28,173
2018$58,173 Land $30,000 Building $28,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 209 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies245 units insured
incl. 36 condo units
Nearby Flood Claims125 (1999–2025)
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 58 claims
  • Hurricane Irene, Aug 2011 · 31 claims
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELHAVEN WATER SYSTEM
serves 1,960 people · EPA ID NC0407015
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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